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200106920 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />c, (Seal) <br />GI NA A BAKER - Borrower <br />AKA GINA ANN BAKER <br />'G (Seal) <br />DAVE P BAKER - Borrower <br />AKA DAVID P BAKER <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />-6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />