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15. RECONVEYANCE BY TRUSTEE. Upon written request of Beneficiary stating that all sums secured hereby have been pain,
<br />and upon surrender of this Deed of Trust and the Note to Trustee for cancellation and retention and upon payment by Trustor of
<br />Trustee's fees, Trustee shall reconvey to Trustor, or the person or persons legally entitled thereto, without warranty, any portion of
<br />the Property then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the
<br />truthfulness thereof. The grantee in any reconveyance may be described as "the person or persons legally entitled thereto."
<br />16. NOTICES. Except for any notices, demands, requests or other communications required under applicable law to be given in
<br />another manner, whenever Beneficiary, Trustor or Trustee gives or serves any notice (including, without limitation, notice of default
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<br />and notice of sale), demands, requests or other communication with respect to this Deed of Trust, each such notice, demand,
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<br />request or other communication shall be in writing and shall be effective only if the same is delivered by personal service or is mailed
<br />by certified mail, postage prepaid, addressed to the address as set forth at the beginning of this Deed of Trust. Any party may at any
<br />_. time change its address for such notices by delivering or mailing to the other party hereto, as aforesaid, a notice of such change. Any
<br />notice hereunder shall be deemed to have been given to Trustor or Beneficiary, when given in the manner designated herein.
<br />17. REQUEST FOR NOTICE. Trustor and Beneficiary hereby request a copy of any notice of default, and a copy of any notice
<br />of sale thereunder, be mailed to each person who is a party hereto at the address set forth for such person in either the first
<br />paragraph of this Deed of Trust or below. Trustor:
<br />18. GOVERNING LAW. This Deed of Trust shall be governed by the laws of the State of Nebraska.
<br />19. SUCCESSORS AND ASSIGNS. This Deed of Trust, and all terms, conditions and obligations herein, apply to and inure to
<br />the benefit of and binds all parties hereto, their heirs, legatees, devisees, personal representatives, successors and assigns. The
<br />term "Beneficiary" shall mean the owner and holder of the Note, whether or not named as Beneficiary herein.
<br />20. JOINT AND SEVERAL LIABILITY. All covenants and agreements of Trustor shall be joint and several.
<br />21. SEVERABILITY. In the event any one or more of the provisions contained in this Deed of Trust, or the Note or any other
<br />security instrument given in connection with this transaction shall for any reason be held to be invalid, illegal or unenforceable in any
<br />respect, such invalidity, illegality, or unenforceability shall, at the option of Beneficiary, not affect any other provision of this Deed of
<br />Trust, but this Deed of Trust shall be construed as if such invalid, illegal, or unenforceable provision had never been contained herein
<br />or therein. If the lien of this Deed of Trust is invalid or unenforceable as to any part of the debt, or if the lien is invalid or unenforceable
<br />as to any part of the Property, the unsecured or partially secured portion of the debt shall be completely paid prior to the payment of
<br />the remaining and secured or partially secured portion of the debt, and all payments made on the debt, whether voluntary or under
<br />foreclosure or other enforcement action or procedure, shall be considered to have been first paid on and applied to the full payment
<br />of that portion of the debt which is not secured or not fully secured by the lien of this Deed of Trust.
<br />22. NUMBER AND GENDER. Whenever used herein, the singular number shall include the plural, and the use of any gender
<br />shall be applicable to all genders.
<br />23. ACCEPTANCE BY TRUSTEE. Trustee accepts this Trust when this Deed of Trust, duly executed and acknowledged, is
<br />made a public record as provided by law.
<br />24. TRUSTEE LIABILITY. So long as the Trustee shall act in good faith and in reliance upon notices and other information
<br />which it, in its sole discretion may deem to be reliable, and so long as Trustee shall exercise reasonable prudence and care in its
<br />administration hereunder, Trustee shall not be liable for any loss or damages sustained or incurred by the Trustors or any Beneficiary
<br />or by any other persons whomsoever, it being expressly stipulated that the Trustee shall be liable only for its own gross negligence
<br />and willful default in the premises.
<br />IN WITNESS WHEREOF, Trustor has executed this Master Deed of Trust Form and by the signing hereof acknowledges that he has
<br />read and received a full copy hereof and understands that its terms, conditions and contents are fully incorporated into the actual
<br />Deed of Trust he signed of even date herewith. p
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<br />0-t 4 \� CC , l R-.i
<br />Sheila Marie Krolikowski
<br />STATE OF NEBRASKA, COUNTY OF
<br />The foregoing instrument was acknowledged before me this 31 day of August 2000 , by Robert
<br />Michael Krolikowsld and Sheila Marie Krolikowski
<br />ebjaswa
<br />GENERAL NGjA�y�State�o ?H
<br />111 '(A�AHA June 1, 2003
<br />ray comm. Exp•
<br />STATE OF NEBRASKA, COUNTY OF
<br />Notary F3ublic
<br />My commission expires: 1�p - ) . a IW
<br />Filed for record and entered in Numerical Index on at o'clock M.,
<br />and recorded at Book Page , or instrument No.
<br />County or Deputy County Clerk
<br />Register or Deputy Register of Deeds
<br />507671 Nebraska 00752D.04
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