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gg_1����0 Home Equity Access <br />allKS <br />Line Rider <br />(Open end credit wi ir. 0 axed rate M, va't4aLile rate interest) <br />This Home E u' Access Lirie'f,ii�is dated', �' <br />q � and is an amendment to the <br />Mortgage or Deed of .Trust rmdr rage ") of the same daia._Inqah' the undersigned C'Bonower) to secure Borrower's Home <br />Equity Access LineA"ment wA4 :r1t- '' r '''!, „� r r:.�' �,a- ; _ _ = u ' 7. <br />("tender) <br />of the same date cave*ing the p� , dascri�d in the.W.-Vage and located at. <br />PMP" 9y <br />In addition to the covenants and. agreements made in the Mortgage, Borrower and Lender further covenant and agree as follows: <br />1. The word Wd�9,1- as used in the Mortgage and this Rider, refers to the Home Equity Access Line Agreement. <br />2. The M-) te evidances an opar, and revolving line of cre:ft agreament between Borrower and Lender. The amount stated in the <br />Mortgage as Me:princips'sum of the indebtedness is Vie avd".• �ilnit for the line of credit. All advances made at any time by <br />Lender in acco- fa,7ce with ttpa terms of the Note, and all interes4 on -the advances, shall be secured by the Mortgage. <br />However at no time shall tlra :z- i7cipal amount of the indebtedm ss secured by the Mortgage, not including sums advanced in <br />acco,,dance with the mortgege to protect the security of the Mortgage, exceed the stated credit limit for the line of credit. <br />3 The Note provides for. <br />O a fixed rate of interest expressed as a daily periodic rate of _ %. This corresponds to an annual percentage - <br />rate of %. <br />a variable rate of interest expressed as a daily periodic rate equal to 11365 of an annual rate of % plus <br />the 'Index Rate." <br />The -dally periodic rate may increase it <br />(the "Index Rate) increases. The initial daily periodic rate is , o /n. This corresponds to an annual <br />percentage 1 j:-. 3� of %. The annual percentage rata will never be more than %. The daily periodic <br />rate will be i,ted on the last business day of every mor, { { ±i� Sing the L ^.dex Rate in effect that day. An increase in the <br />daily periodic rate may inomease the monthly payment due. <br />— BOROIIeY,95 Borrpµ�rs cgrraruro "� <br />tic 7t2a&,TG!c63- 1UP0re700&EP , <br />