|
F. ��aTO• t . A _ __. .. ., , f . i. . _ . � ,�. ! �. . ..�� t ��� --_ . �.'. �� ' f4tt� --:!?Sh,l�!Sf�,��e�� f i lt . _ � i •t �l�r..
<br /> .. r --f��. �1-. t _ . . �.o � �'i� r-t��,� • u�i _- �(1t -. h i: 1 q
<br /> -• .1�+ . . ._ _ _ � __ . '._ .tE �"�_>__ .�A l.��. ../f�,�j� � 1 ' � L 1 Y - - — �ill .1��� � 7�)
<br /> S t 1
<br /> �/j{r�tr,�S�7�,o��_ '�....., .�+.�- . . _ _ . _. .._ -��� _' - - � f���-..t_- - -- �':✓v �r�� .
<br /> .ca �F,u�r,r�r��- rti..—rn°Y'Cvir�r�r,r.+� s_'_•.�__..:r�.E_---..�c:a�.� �r - _ _ _ 1%�' --_
<br />_.�.�.- --�--'-___. .-'_'-' .�:_. .___.__.,_. . ._. _ — - - ---- -- -
<br /> . �. -...._-.._..__... .:�._--- �-- .� -- 'T��
<br /> � - _ — --
<br />��;
<br /> � � �
<br /> 1
<br /> , """ �Q���� ADDITIONAL��RM�
<br /> i FIiEP�Y��,IYTAN�'ACCRUAL Q)F'IH�F 1NANCE CHARGF.:�cen thouch t do nat h�ec.t�pay ntum than mv n•;����:�<<:hrd��i.�,!m,�nthl;��sysr:t�!.!�;,:;s�.-:i-:;
<br /> � Fo pirpay d��ti:lbl�ahwunt an•ing tu}ou in i'ull at any�t6me or in p;►n fwm tink tn�ink.if thc Ien.1mD�u.a�uu�m Ur,�i nuy.mv c,mtr.ict cumputes ihe(mance ch3rge d�fy,
<br /> 1 ktww my finanrc chu�tc will t+a less if I maicc an curly�.►ynxnl,und it wiil tr highcr if 1�+ay lau:I nl��rcr��gm��•�h.n nny nc.c��ury;K1�ustnxnt t�+my tolal finance
<br /> c�arQe will bc rcilccted in my final bill;I ulso know that thc amountc sh��wn on t!x R�rnc tilik far thc f'�nance Chnr�e,Ti�tAI ot Paymcnt.,and thc Total Satc r'ricc un:
<br /> estlnu�t��Mscti1 on the assumMian thwt you will receive each c�f the p:+ynxmv exactly an it�due Qate;and 1 lnoH that them will tk no rcfund�f I prcp�y�ecauce lhen iti
<br /> nc�thing ta cefutkt if 1 am cttugc�f on a clail�l+a�iv.if the Iending in.qtuUon dc�c.v not com�x�tr the finarxr rharge dad},and if 1 prcpay►hc whole amount,�ou will refund
<br /> tn me the unearaet!�xt ion of the Csaanee c�e qatecrst)�y tt�e acrcwntinx procr�uti knc�w•n as ttk a:tuariat ni,tMri,amI thr amount of n�y rebate wiil he ligurcd on Ihe
<br /> (� scNeQukcl d�1es Knd�maunts of my monthly payment a�xt not an thc actual c�et�g Knd enx�unts rf lhr�e pa�nxnts that!pay tn�ou. 1 knou•that a refund of ksa th�n SI.Oo
<br /> � ��u���•a�.���►ti�w�;�y�.y�ti��mcwnt 1 c�c��+u,in futl ar in�sxrt,at arh;timr. ff t makc�pa�tial{u��ynwnt.1 mu�t continur to mui,e�►y t�bula�
<br /> pwYmeM�umil 1 have paid dl amoums mved. ,
<br /> IMNOIiTANTNOTICE A80UTWAqRANTa�&; �Z SELLER HERE@Y WSCLAlMS ALL WAARAl+RIES,EXPRESSEO OR IMRLl�D�
<br /> OF MERCHANTASILlTY AND FlTNESS FOR�H�RTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER
<br /> FURNlSHES BUYER WITH A SEPiARATE WRITTEN LIMiTED WARRAN7Y OR SERVICE CONTRAGT MADE BY SE1.4ER ON ITS
<br /> a�HA�(b)1 Mve rcad,in detail,the separate"I.IMf[ED WARRANTY"�•hich accomp�nles tAis contr�ct.It eapl�ins the candiaons wM circumstance�in
<br /> �rh thtr wdl�elrred pmducts will be rcpaircd or replxed. 1 qice nMire af the limitations ao the wammty,and 1p�t ieularly recognite that any�i�mplied warrmt}•
<br /> which applies M the�aad+laus on{y as lon ai the wuranry or serviee cantnet.(c)!hace rcad,in dei�il,the u�wate"4lMITED INSTALLATION WARRANTY"which,
<br /> if m�de,accomp�nie�this conm�cl.!1 exp�inx tlrc condilion�and r.incumstances in w•hkh the' t of tfu sidlng,siding Accessurirs,and gutters will be trciw�e,I
<br /> qte ootice c►t'ehc limituio��an the wart�nty,and 1 puticululy�ecogrize th�t any impUed wamnty w ic applies the installatioo lasts anly as long as tAe wartanty or
<br /> �ervloe eopdr�ct.
<br /> ` l�lE� �ARR�Mn: Mf s�N �M ueNairtn�1� �i�t�w K �w usij� sl�ll M AM wy�ts�1 r�s wiiK tM�u�nss 11�x lIM1iE0
<br /> N�Ntr��bM b�M tM tiM I sip tAis C tnet.My nchnie�itAts�1 nMN rMtr tM rr�m�tY sM�ll w le li�u�f �II�tMt tilMts�r rMelia,
<br /> N bM K M �iry.Nl�n mMttM 1 Iic�IN shb .
<br /> �LL WNIFACiYAE1 wlMlow I'ROOUCTS�RE MOT A�AMIST CONOEkSAT10M, MOIS111RE FORMATION OA fA0S1. PROOYCTT A�E NOT�UARAMTEEO A6AlItST
<br /> CM1I�IIN MIE TO AwEASE CUIIAi1C COIIOtiIONS.
<br /> � Ir1EA� �EAI 111E SErARA1E "1��ut ��e w��tr� IS A SEP�AIE �IttEN INSTRUMENT PERTQNIlNNi SOtEI�TO MANUFACTUREO MOOUCiS QF
<br /> � 1ME tACESf1iER CORrOR1110N AN1 NMICII "tM�1E0 �AAR1Mn" IEEN OELIIEREO TO EACN RESrECTIIE IU1ER IN CONNECDON IIITN TIIIS SALE. PACESETIER'S
<br /> ' 11 rEAA LIM11E0 wARAAIIn IINO iNE FORE� IROrISlONS�E COIIOEMSAi101100 NOT AMir TO 510H10.
<br /> 7�1� FRtlYM�►. 1Mtw�Mw!end�M1Yt C�1�r��t1i�M1��Wa!k1Rs N1O1 �11!�NuTeAl�1AN wO,RY� ARA1ANi1 Oe.F�.IMY qM0 Q�NATUAE N.,,MtAiSAEIEA, EII'PAESSi OR IMrLIE.,O!.wITN RESrE�T TD
<br /> :i: ��i GTiT,�,7 !�iFIIi�i.;��i.�,Ll.ei'L�3 •fi� 7�ia �wYYliiit 1 �'aiss'w� �aZ u���!�'.�ia�7�_�ij aLt'�aia la Yi�iiiG��1�i�fiil i R�i �1 ' .
<br /> fKtMS� iechMi� Irt Mt Ii�itN t�,tM t�, if��M�wliry tl i tio�le� Ao�. tM pn��b�sIn �1 styb of A�. tM 1��f�wliry �t
<br /> � aiatnetiM d�M�,�prtic�Ix lii� ,tM�Nt�f�l�s I� ,'roMr a�Ituia�ot tMnasUt t�i�s.�i�tic eMlitiMS�1 hc�tiM
<br /> N iry MN. �N�tM�i��f i�r Muti��M�ir eMliti �s. � �i cc_..:
<br /> ��
<br /> SPEC1A40RDER GOOD6:1 that you h�ve rtxasuRd my house and it�openings t you can make the pmducts to fit my particular Ixwse and thxt tAe goods
<br /> p��y will not fit any�ther 1 ,so 1 know that 1 cannat cance!this contract nt a�ry time after the period of time givcn to me by law in w•hich ta cancel.After that
<br /> ' kga)period of time,I know 1 have the oblig�tion to pay you in fu11 the amount ow•ed.
<br /> COMIV�NCEMEM'OF FAVANCE CHARGE:71�e finance charge(intetrst)is estimated to start within 30 days of the date of this cont�ct,exceFt in the e�•ent
<br /> yo�u mmpkte the installation of the goods and senices on anothe�date,then Ne finance charge(intetest)will begin ta�un on the date that 1 cign t1►e C�mpletton Certificate.
<br /> 7lie�tnount of fintnce charge(intenst;may be mcxe ar Icss than the amount disclosed depending on the amounts 1 pay yo y ti hness in making payments. �
<br /> OiLIGA7'IONS PERTAINING TO PR01'�R7Y INSURANCE AND MY REAL ESTA7'E:1. 1 promise to kaR my hou i rc ir and keep it insurcd for at
<br /> kast 8096 of its nepl�eement vatue by buying a fitt and tatended rnvenge insuranee policy.The insurance company must be �� d ,and the licy must ha�•e
<br /> a beneficiuy ciause which says that you arc ta bepaid if there is a loss.71ic insurance company must agree that it will not c my po�cy wuhcwt t teUing you.l
<br /> wthoriu the insunnce companY to pay you diitctfy for any loss.You can choose ta use ihic insurance payment to either u i we you or to iepa�r my •
<br /> houu.I have the option of prowding property�nswanee thmugh an eaisting poficy or through a policy indepeadentiv obtain�� ai fnr v me.?�.1 alcn;+mmice thu -
<br /> i..iii nvi ai�ow anyo�eise m pia�e arry iRns an rtry�eai es[ate w1QMUi your writtenpertnission.3.I promiso to pay all tax a�ce�n(�ntyind ot charges on my aa!
<br /> estate when due.4.I promise to Nmety make all p�yments on mypn or fcwns securcd by my tral estate.1 also prom�ce that l�ill not exi�d,rcnew�r change priar loans
<br /> wiUfout yow written permission.S.If I do not insurc my house ar fulfill my aher obligarions tu my teal cstate,then}�ou can do i�for me if you want(but •ou do not ha�e
<br /> to).lf ycw do pay any of these obligations for me,1 agnx to pay you back on demand plus interest at the highest lawful eantract rate of mterest.UnY you back. �
<br /> tfxse anwonb will be added ta my debt to yoo which�s secured by my real ectate and houce I know that if you decide to b c for that� u not Aave to `
<br /> abtain any homeowner or liabiliry insurance.
<br /> MORTGAGE:1 heneby gtant,bargain,sell,canvey and mortgage to you,as Mortgaga,my real estate arW house located a ss" igna pn the o r side
<br /> of this conaact ac secunty for all amcwnts due to you under thrs Installmeat Sales Conv�ct.
<br /> DUE ON SAI.E:If I sell,leue or give my house W anyone befoce 1 have fully paid all O owe under this contract,you can dul all that!owe under this canaact payable ;
<br /> at onoe and I agree to immediatelY WY Y�u t!u►t amount.
<br /> DEFAlJL7:1 will be in deiault under this conhact if: 1.1 don't m:�ke a payment when due;or 2.1 break any promise 1 made ta you in this connact;or 3.Something elu
<br /> ns which exuses you to believe in good faith�hat 1 do not intend to pay you as promised:or 4.1 default on any obligativss fur which 1 am using my home as coliateral:
<br /> or .Something ba�pens to my house wAich thtatens your rights,if any,m it.
<br /> COLLEC7'I011i CUSTS:lf 1 am in default of this convact and you demand fal[p+ayment,1 understand that���a ha��e the right to foreclose the mortgage I have gi�•en ta
<br /> yau and to fave my 6ouse sold to c�pay any amounts 1 owe you.Befo�e my hveu is sold,you will do all that the law rcqwrrs.I understand that if you him an attamey
<br /> to assist you in the enforcemens of your rights,including the sale of my house or a lawsui�.1 agree to Pay qau for rcasonable atto 'tees and For uthcr rclated expenscs .*
<br /> such ac court cosu,tide se�rrhes�nd money you expended to p�rotut my house,if you arc alluw�ed to collect such amount_ aw.
<br /> OTHER RIG11T5:1 u ean choase not�o enfo�+�e any of the rig�ts under this convact ns often as}ou want w•ithout l ' t m.(l:,you can delay enforciag any nf tho
<br /> rights withvut losing uxm.Yae ran also use any�rights rww or m the futurc given to you Dy lau.
<br /> DELAYS:1 know tf�at you will use��our best effo�s to install the�ucu 1 am pumhasing oo my hause, so understu�d that in some situanons y�ou may encaunter •�
<br /> delays that a�e caused by svikes,weather conditions,delays you 6ave in obtain�ng matenals,or for ot awns that are beyond your conual. 1 uill not hold yau liable o
<br /> for suct�delay�. ,
<br /> REQ(3EST F(1R E11LL PAY6tENT:If 1 am in defauf!undcr thir rontr�ct,yUU ldil IICiI�R :li I OHC UOIICf 1111�COf11f�C! ;l�'dblC�I Of1CC.I 3�'RB t0�13p .ru mtcrest
<br /> on that anwunt ut the maximum�vnlractual rate allowed'by law�umd the amount 1 owe i.paid I al,o Anow that y��u raa�tecln,e the mongage 1 h�tic g;un Ic�you. �
<br /> ARSI'I'RA'I'ION:[f I have a dispute or clairn with you cohceming the quantity, or pert'ormance of ehe pt�ductc,1 ur.�ersland that my dispute may 6e submined
<br /> to and uitled accotding to the mediation-uUitrationptograrri•that may have de�� ped ro my commumty.1 also know that any decision made by un arbitntorls)w•ould be
<br /> entend ia We couct haviag jurisdiction ovu me and yiw.
<br /> 9ALYAGE VALt,'E:1 know that the windows, woodKC,t1c,siding,bncic�nd i�dser matenals that hace to be rcmmed by ynu fur thiti msta(lation have MO calvage value.
<br /> When you rtmove them,you can have them for whueti�er putpose�pn want.
<br /> SPECIAL SITUATIONS:Dite to the uniqueness of some of thrproducts that y�ou sell,I undentand that�n special s�tuat�on�y�wr Regi�oal Office may hs�e so mv�ew
<br /> and xcept this canuact.!atsa�a3erstand thal this aale occ d m my home and�hat y�u and 1 may not h�+�•r had al!the cotmct enfomeaticm in:�s»snt sn th:x trssssartion
<br /> at au fingertips: 1 gite you my rnesent ro corrcet any u. iou�ermrs that may hace oecurred wfien the blankc m th�c contract wetY completed.
<br /> INYAl.ID PROVISIONS:If any provision of this cnytfact viulates the!aw and ir unenforceabte,the rest af the contract wdl be vahd-lf any part of this c�ntrert rcquires
<br /> paymtnt of morc intetiest than the law pertnits, t�►efl you wdl only have the nght w collec� fn�m m�the amount of mtercct w i��ch the�aw allows you to collect.
<br /> COMPLETENE.SS OF TH1S CONI'RAC7ti,-�'his contract can only be changai�f bnth�ou and 1 a�ree m antmg.
<br /> NOTiCE
<br /> ANY HOLDER OF TH{$GObSUMER CREDIT CONTRACT IS SI�BJECT TO ALL CLAIMS AND DEFENSES WHtCH THE
<br /> DEBTOR COULD ASSE AGAINSTTHE SELLER �OF GOODS OR FERVICES 08TAINED PURSUANT HERETO OR WiTH
<br /> THE PROCEELIS HE OF. RECOVERY HEREUNDER BY THE DEB7'OR SHALL NOT EXGEED AMOUNTS PAID BY THE
<br /> DE�TOR HEREUN R. •�-=----=
<br /> INSI)RANCL CAN LLATIUV:If 1 have rcquested insurarn.�'d in this purchau. 1 may canccl such requc5t for mcurance(or eny rea,nn u�thin fiftecn(15)days fmm
<br /> the date of this co t by tx�titying you orthe holder of tluc rnnUa�t m wnt�ng. 1 kr.ow that the ranccllanon of mq coLCrage u�il he arr�ngcil�ith the mcurance camcn5�
<br /> and a full rcfund of my premium(s)togethet with npplicable finatxe chargeµdl t+r crtditcd t�ih��amtr.sct
<br /> pL�ASENOTE:If 1 ha��e tiqu_rsted'fnturance in thic purtha+c.1 wdl rc:e��e aithm thiny(3(►i 6ayti a.ertif�cutc nf m.utar�c m��rc fulh Je�Lnhm�the�n.ur.in�c��nrr��c
<br />, 1 knou that if there is nny rnnfltct in the co�eta�e or the I�nguage of the rert�F�cate ni imur.in:e end the faUi+t+mt�\oti.r��f Pn:F„�.;i In.ur.m�e�ha�1�m.�+�ercJ nnl y t��
<br /> the cxtent�lated in thc follow�ng Notice of Pmp�,ced Irtsurun�c 1 alaa kn��w that I ha�e�nwranic �o�cra�:c onl} �f 1 hs��frc��.harged f��r it
<br /> NOTICE UF PROPOSED INSUpANCE tv�
<br /> I take nc,UCC that eith:r Cred�t I.ife ar Crcdu A�.:dcm and Hcalth Inwrance.��t hc�th.w�il hc.,ppli..thlr n�rh�.In.t.�llm;nt S�i,.(„m�.,.t��n�hr rc.cr.r v�t:��u�, d �
<br /> L��� I h.tice chosen it by tii mng tFc Ryu:�t fur w.h �mur.�rice 'Thi� �n,ur.�n�c u�H��nly .�ncr;hr �r..�o���,;n:nr:rF,r �,yu�•e at ih�.��.t t••i ;•,a L c.�x•��t �n•:,r.�r,,.r .h.•.tin
<br /> Subjcct co arccpiancc�y thc�n:uranir inmpany. �hr�ntiur�n�c ti�ill tx ettc�t��c.,.��t���de}.�r..1 udi,.�»�i�ru_�ml�t��r rr,:�umlx•r,�t�•�,,:.iP..�•tc, th<<ttc,n.,d.:tr�y��.�l �
<br /> ro�henumberc�f nwnlhh p.i}tnenh Iundcr.ianJ�haltb�.F+,uK�.ulatm�utan,i m�� �::�tpn��iJ:.��.cia,•rt �t��:. [.,•�t:.. E•.,�n.�nc. ,,i;.l�l,.,�,h.�,��;t��.�t�i�r,Kl,•�i�•��: I �
<br /> «�li nnt h.ne am �ncur.�n:c c���tre��• •1N hcrcfih ar.J n.:ccd,��t thc•m.uren.r.�J(►+�• ud t�••.��,�. •�.�. .
<br /> C P• f t•i ��,.�_:1 u�,t[�I:,�:�d :•�•:u.i��.:�, �r..:I�,.(�II. -�i,•��� .( . . . i ��,
<br /> tv th:cctcnt�,f�tc mtrri.t;end,m;. haL�n.:c Kil! M i�aht:tn mc fhi• end��l.nn.•u��r„1 1 r ' �.,�.; • p,
<br /> F�. i.,.Il UC Ir�.:u..�:.. � L., . �..r' r.�y:. tr�i� � i,-��.��_ I6. .�� � . ,�i'�'�
<br /> Ih:r:::lt�r.:h:m•.c:,ar:i d.-:r�a.c�t+: th: atn,�ur�i..t c s.P� u���uil�l� E�.�ynocnt�m.� �.rtrciu!c•d ����t.�� r�.. I� ! .r,�i �ti. ^i.: .•J,. •f. I• . �1� •� .r . � .. .
<br /> a('��[luyct.�rnluch,itichoth�ignc�th:reyu:.tt,,rf;rdnl�teln:iu.in�c.�lc.dht+�•nr!�t�«�Iltv. �•.r�.:'.l:�i.:. ...�r.r:y.,.t• .�r..,• ,. , _ • � ..
<br /> eLnnn.ih��n.�.t uaihnC�rn��.1�t.itcd�n�I::m:ura•:.c E�•L•.<<r�crl�li.,,:r ( •cild�1«•.!rr.t.:n�l!f..•.`•� f . , . t...t� , �.� • . , • ,� .�.,
<br /> tr•r c�ih J.iy th�t �dIh(�Q.III\ di.�h;:J,tu�b�a�. �niur��.s�.:.l�i::•. :.hi!r 1� :i.n�. �,�on:.i;+ . , . I •r � . , r .
<br /> tn .:�.h t�q.�l�li..�r�ili!y I��t iii•ic tt�.�n tn:.�ticn� i.�..•n.c.i.ti•.: �I_i�. h'1•�:r tl ' � 1 nitiu hni�w.lh,tt 1
<br /> i i
<br /> eannot uhtaln no�imurunrc fr��m tiou ef 1�r.� �nu h<<car���f a�;c Iwluy..��� i� „��ra�;� pt�,ude d h��i�� m�e���,nt.�iu.�u����m�:irn
<br /> ..�...._. ....._._:.--::...... ..:..:.�.2�,.. ' ��iM�
<br /> ....�..a...:��.�.a.e�• 4t_L .�.IJ ..: :i:.n.:�.�w�.�t i�ai.iii�ntrn.t�_ .4� .._. . ... . . ..... . ..... .... . . ..
<br /> ..� .. .....
<br /> 1.I..:. ��I��.:Ill :i'.��.�:.�.:tr .:�: .1.�. •r.:' • il.'.. .--.i'.'a. ..I�� . .�I•• ' � - ' . . .' • � 1
<br /> �
<br /> ..
<br /> �1.��� .�n, �,,:-��� � .... ... . �- . . �� . � . � -
<br /> �
<br /> . . " ' _ '.... �.. ._... . . .,. � � . . ._ .. . . .- .
<br /> . , �
<br /> , � -... . . . .
<br /> .
<br /> f�����. �1: ..�.r.,t�� ,. .. .,. . ..�. �, , .i..i.. . ...' . . . 4�i.� t .,, ,� _ ..
<br /> , '. .
<br /> . .•
<br /> nF'-,j'r!� t� �tn' 1
<br /> � . ...... . . , ���r . . . . ` �
<br />
|