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S <br />M <br />n <br />200007006 <br />Z <br />Z <br />� v <br />A n <br />M Cn <br />7�C = <br />jl%\1 <br />�1 <br />Q <br />0 <br />_r <br />c� <br />N <br />CD <br />0 <br />N <br />c? v% <br />-< r <br />O -4" <br />r � <br />r v� <br />cn <br />n <br />N <br />N <br />0 <br />N <br />0 <br />0 <br />Q <br />O <br />0 <br />CD <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on August 28, 2000. The trustor is, Jeff M. Hoos and Rebecca R. Hoos, <br />husband and wife ( "Borrower "). The trustee is Shelter Financial Bank ( "Trustee "). The beneficiary is Shelter Financial Bank, which is <br />organized and existing under the laws of the United States of America, and whose address is 1905 West Ash, Columbia, MO 65203 <br />( "Lender "). Borrower owes Lender the principal sum of Four Thousand Eight Hundred Thirty Six & 37/100 Dollars (U.S. $4,836.37). This <br />debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, <br />with the full debt, if not paid earlier, due and payable on September 13, 2003. This Security Instrument secures to Lender: (a) the <br />repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment <br />of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of <br />Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, <br />the following described property located in Hall County, Nebraska: <br />Lot 2, Block 1, Sothman's Subdivision to the City of Grand Island, Hall County, Nebraska. <br />which has the address of 908 S Greenwich, Grand Island, Nebraska ( "Property Address "); <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now <br />or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is <br />referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the <br />Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title <br />to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by <br />jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and <br />interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the <br />day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes and assessments which <br />may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if <br />any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 9/90 (page 1 of 5 1 <br />cv <br />cv <br />Q6 <br />CD <br />N <br />Z <br />O <br />r� <br />G' <br />