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After Recording Return To: <br />Pinnacle Bank <br />210E 23rd St PO Box 1585 <br />Columbus, NE 68602 -1585 <br />MIN: 100952400078030861 <br />DEFINITIONS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Pinnacle Bank <br />Lender is a Corporation <br />the laws of the State of Nebraska <br />210 E 23rd St PO Box 1585 Columbus, NE 68602 -1585 <br />16256.CV (6/16) 1703341 <br />DEED OF TRUST <br />(A) "Security Instrument" means this document, which is dated <br />with all Riders to this document. <br />(B) "Borrower" is Gina L Muller, a single person <br />(D) "Trustee" is Pinnacle Bank 210 E 23rd St PO Box 1585 Columbus, NE 68602 -1585 <br />C_ <br />CO <br />N) <br />[Space Above This Line For Recording Data] <br />FHA Case No. <br />321 - 3573322 703 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, 12, <br />17, 19, and 21. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />July 6th , 2017 , together <br />organized and existing under <br />. Lender's address is <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 6th , 2017 . The Note <br />states that Borrower owes Lender One Hundred Thirty Seven Thousand Four Hundred Sixty Four and 00 /100 <br />Dollars (U.S. $ 137,464.00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than August 1, 2047 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, late charges due under the Note, and all sums due <br />under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to <br />be executed by Borrower [check box as applicable]: <br />❑ Condominium Rider ❑ Adjustable Rate Rider <br />❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />NEBRASKA FHA DEED OF TRUST -MERS Published September 2014 <br />Page 1 of 8 <br />4300104307 GOTO(0078176d) <br />