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f 200106706 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />/(mil (Seal) <br />David J. Whelan - Borrower <br />Z&XL1 (Seal) <br />Gr Ian A Ide- Whelan - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Mb m 6AME) (0005) Page 14 of 15 Form 3028 1/01 <br />