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200106670 <br />Each reference in the Mortgage to the "Note" shall be deemed on and after the date of this Amendment to refer <br />to the Note as it is now amended by the Modification, together with any future extensions, modifications, or <br />renewals thereof. The lien of the Mortgage shall continue to secure the revolving line of credit, which is now <br />evidenced by the modified Note. <br />New home equity line agreement. The Note will mature /matured on 10/ 10/2013 , and the Mortgagor <br />and Lender now desire to amend the Mortgage to reflect the execution and delivery by the Borrower to the <br />Lender of a renewal and replacement home equity line agreement, dated ___,�2/26T 001 (the "Renewal <br />Note"), which now evidences the Borrower's revolving line of credit described in the recitals above. The <br />Renewal Note is issued in renewal and replacement of (and not in repayment of) the Note. <br />The references in the Mortgage to the principal amount (credit limit), maturity date, and rate of finance charge in <br />the Note are hereby amended 7o the extent necessary to reflect the principal amount (credit limit), maturity date, <br />and rate of finance charge in the Renewal Note. The Renewal Note is in the principal amount of $ 100, 000.00 <br />(the credit limit), it matures on 2/26/2031, and it bears a daily periodic rate of finance charge equal to 11365 <br />of 0.00 % over the "Index Rate ". The "Index Rate "is the variable reference rate, adjusted in accordance <br />with the Renewal Note, which is: <br />D the highest prime rate published in the Wall Street Journal "Money Rates" table. <br />❑ the 91 -day Treasury Bill Rate (established at last auction average on a discount basis, rounded to the <br />nearest .10 %). <br />Each reference in the Mortgage to the "Note" shall be deemed on and after the date of this Amendment to refer <br />to the Renewal Note, together with any future extensions, modifications, or renewals thereof. The lien of the <br />Mortgage shall continue to secure the revolving line of credit, which is now evidenced by the Renewal Note. <br />The following terms and conditions apply regardless of which boxes are checked above: <br />All original terms and conditions of the Mortgage (including any previous modifications) remain in full force and <br />effect, except as modified by this Amendment, and the Mortgagor agrees to be bound by and to perform all of <br />the covenants and agreements in the Mortgage at the time and in the manner therein provided. <br />The Mortgagor agrees to pay or reimburse the Lender for any and all fees payable to public officials in connection <br />with this Amendment, and the recording hereof, including any mortgage registry tax that may be due. <br />IN WITNESS WHEREOF, the Mortgagor and Lender have executed this Amendment as of the day and year first <br />above written. <br />WELLS FARGO BANK NEBRASKA <br />NATTONAT, ASSOCTATTON <br />(formerly known as Norwest Bank <br />Na <br />/ts: Personal Banker <br />STATE OF Nebraska ) <br />) ss. <br />COUNTY OF Hall <br />Before me, a Notary Public in and for said county and state, personally appeared <br />NONA DUBBS ,the Personal Banke <br />Of WELLS FARGO BANK NEBRASKA <br />a NATIONAL ASSOCIATION , and acknowledged the execution of the <br />foregoing Amendment on behalf of such NATIONAL ASSOCIATION <br />this day of Februar <br />y Nebraska <br />ary Public State of <br />STATE OF Nebraska ) GENERAL NOTARY-State ofNebruka <br />) ss. �I MPATRICIA SCHMIT <br />56A <br />iQ <br />COUNTY OF Ha l 1 y Comm Exp May 5 <br />Before me, a Notary Public in and for said county and state, personally appeared <br />GARY L KRUSE and <br />ARDITH A KRUSE <br />❑ a single person ❑ single persons ® husband and wife and acknowledged the execution of the foregoing <br />Ame dwenfon fhic?r day of Febrvar�—' _ ?00]_-_ -. <br />Nebraska <br />Nota& Pu lic State of <br />This Instrument was drafted by: <br />80M llf)TMIHO M NaM - <br />Page 2 of 2 <br />