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<br /> rlf Lmckr requirM mon�s�e insunnce u a condition of m�king the loan secured by this Security Instrument,
<br /> Borrower�� r miums required to mai�t�►in the insurance in efiect until auch time ss the requiremtnt for the
<br /> �`�`�ee with Borrower's and Lrnder's written agreement ar applicable law.
<br /> �• ���R MiM*r r iu a�ent may mdce rtasona�le entsies upnn ar+d ins�ctiohy oP the Property. Lender
<br /> �me of or prior to an inspection speciiying reasonable cause for the inspection.
<br /> � �• proceed�of any award ar claim for dsmages.dircct or co�sequential.in connection with
<br /> sny condannuion or other tdtin�of'any part of the Propehy.or for conveyance in lieu of condemnstion, are hereby
<br /> , atsip�ed a�rd shall be p�tid to Lender.
<br /> 1n tlie event of s totat t�kin6 of the Property. the proceeds shall be appleed to the sums secured by�his Security
<br /> Instrument,�vhetlkr or not s�trn due��vith any eacas paid to Borrower. In the event of a partial taking oPthe Property,
<br /> unles�Botrowrer and Lender otherwise aara in writing,the sums secured by this 5ccurity Instrument shall be reduc.ed by
<br /> the amount of the pruceeds multiptied by the following fr�ction: (s)the total amount oP the sums secured immediately
<br /> , before the takina.divided by(b)the fair muket value of the Ptoperty immediately before the taking.Any balance shaU be
<br /> p�id to Bonawer.
<br /> , If the Properiy is altandone�by Borrowet.or if,after notice by Lender ta Borrower that the condemnor offers to
<br /> makt an aaud o�settle�ciaim for damages.Borrower fiils to respond to Le�der within 30 days after the date the natice ia
<br /> ' �ivtn,l,ender is authorited to collect and apply the prc�ceeds,at its o�+tinn,eithsr to r�toration a�repair of the Prope�ty ar
<br /> to the sums secured by this Security lnstrument,whether or not th�n due.
<br /> Unlas Lmder and Bonower otherwise agra in writing,any application of�roceeds to principal shall not eatend ar
<br /> postpone the due date of'the monthly paymmts refened to in puagraphs 1 and 2 ar change the amount of such payments.
<br /> � 10. Ho�rower Not Relaued; Forbpu�nc� gy Lender Not a Wai�er. Extensian of the time for paymmt or
<br /> modiflcation of amortiution oP the sums secured by this Security lnstrument granted by Ltnder to any saccessor in
<br /> interat of Borto�ver shall not opeeate to relase the liability of the original Borrower or Borrower's successors i�interest.
<br /> L�ender shall not be required to commrnce proceedings against any successor in interest or refuse to extend time for
<br /> , payment or otherwise modify smortization of the sums secured by this Security lnstrument by reason af any demand made
<br /> � by the oriainal Bonower or Borrower's successors in ieterest.Any forbesirance by Lender in exercising any right or remedy
<br /> shall not be a wuver of or preclude the eaercise of an}right or remedy.
<br /> � 11. Srcce�ors a�d Asdpq Hoo�d;�oi�t a�d S��enl Liabilih,;Co-s�lpers. The covenants and agramecits of%
<br /> this Security Instrumrnt shall bind and benefit the successors and assigns of Lender and Bunnwer,subjecr en ihe;,r�.�:�,n� __ _
<br /> -- vi puagrapn i i.�rro�rer's covenxnts and agrtemtnu shal!be joint and several.Any Banower who co-signs this Security
<br /> Iastrumrnt but does not eaecute the Note:(a)is casigning this Security lnstrument only to mongage,grant and convay �
<br /> � t1u�t Borro�►er's interest in the P�operty under the terms of this Security Ins�rument;(b)is not personally obligatcd to pay
<br /> the sums secured by this Security lnstrument;and(c)agras that Lender and any other Borrower may agree to extend, } '•
<br /> madify.forbesr or make any accoriymodations with regard to the terms of this Sccunty Instrument or the Note without
<br /> thu Borrower'sconsent. '
<br /> 12• Lo�n Charaes. lf the loan secured by this Security Instrumcnt is subject to a law which sets maaimum loan -
<br /> chuges, and that law is finally interpreted so that thc interest or ather lo�an charges collected or to be collected in �
<br /> connection with tbe loan excad the permitted limiu. then: (a) any such loan charge shall be roduced by the sincrunt `
<br /> necesss�ry to rMuce tlu charge to the permitted limit;and(b)ang sr�ms already collected from Borrower which eaceeded �
<br /> pertnitted limits wil)be refunded to Borrower. Lender may choQSe to make this refund b`p roducing the principal owed
<br /> under the Note or by making a diroct payment to Borr�wer.If a refund reduces principal,the reduction will be treated as a
<br /> partia)prepayment without any prepayment charge under the Note.
<br /> ; 13. I,ealsladoo ARe¢ttng Lende�'s Rights. If enactment or expiration of applicable lnws has the effect af
<br /> , rendering any provision of the Note or this Security Instrument unenforceable according to its terms,Lender,at its mrtion. �
<br /> � may require immediate payment in full of all sums socured by this Security lnstrument and may invoice any remedies
<br /> permitted by patagraph 19.If Lender eaercises this option.Lsnder shall take th�steps specified in the second ara h of
<br /> � P�Sraph 17. • P 8�P .'�
<br /> 1�. Notlees. Any nntico to Borrower provided for in this Security Instrument shali be given by delivering it Qr by �
<br /> mailing it by first class mail unless applicable law requires use af another method. The aotice shall be directed ta the
<br /> � Propeny Address dr any other address Borrower designat�s by a;,tice to Lencfer. Any notice to Lender shalt be given by
<br /> first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice
<br /> provided for in this Security Instrument s}:all be deemed ta have been given to Borrower or Lender when given as provided
<br /> in this paragrnph.
<br /> 1�• G�ecnieg L.tw;Se�ertbility. This Security Instr�trtent shall be governed by federal law and the law of the
<br /> jurisdiction in which the Property is locatcd. In the event that any provision or clause of this Security Instrument or the
<br /> Note conflicts with applicable law, such conflict shall not affect other provisions af this Security Instrument or the Note
<br /> which can be given effect without the conflicting provision.To this ee�d the provisions of this Security lnstrument and the
<br /> Note ara dxlared to be severable.
<br /> 16. Borro�ver's Copy. Borrower shall be given one conform�d copy of the Note and of this Security Instrument.
<br /> 17. Transfer of the Yroperty or a Beneficial Interest in Borrower. If all or any part of the Property or any
<br /> interGSt in it is sold or transferred(or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural
<br /> person)without Lender's prior written consent.Lender may,at its option,require�mmediate payment in full of ail sums
<br /> secured by this Security lnstrument. However, this opt�on shall not be exercised by Lender if exercise is prohibited by ---
<br /> federal law as of'the date of this Secvrity lnstrument. ' �
<br /> lf Lender exercises this option,Lender shal)give Borrower notice of acceleration.The notice shall provide a period
<br /> of not less than 30 days from the date the notice is delivere�J or mailed a�ithin which Borrower must pay all cums secured by
<br /> this Security Instrument. If Barrower fails to pay these sums prior to the ezp�ration of this period, Lender may invoke any
<br /> remedies permitted by this Sec�rity Instrument without funher notue or demand on Borrower. �
<br /> 18.�orro�sEr's Right to Rein�state. If Borrower meets certain cond�tions, Borrower shall have the nght to have ht�
<br /> enforcemcnt of this Security lnstrument discontmued at any time prior to the earl�er of (a)5 days(or such other periad as ��
<br /> L applicable Iaw may sprcify for reinstatement)before sale of the Property pursuant to any ppwer of sale contained�n this
<br /> Security Instn�rnent;c�r�b)entry of a judgrn�nt enforctng this Sccunty�Instrurrient Thusr�undit�vns are that Horrower: ¢�
<br /> (a) pays L.ender all sums whieh then would be due under this Security lnstrument and the tiote had no accele�at�on �
<br /> occurred; (b) cures any default of any other covenants ar agreements: (c) pays ail expense� incurred m enforcing this ��i
<br /> Security Instrument, tncluding. but not l�m�ted to, reasonable attorney�' fees, and fd) taKeti �uch action as Lender may �• �
<br /> reasonably require to assure that the lien of this Secunty lnstrument. Lender's nght5 in the Prc�pert} and F3orrnwer'ti .
<br /> obligation to pay the sums secured by th�s Secunty Instrument shall runtinuc unchan�ed l'pnn reimtatement h�
<br /> Borrower, tlus Securrty Instrument and the c�bl�gahons secured hereby sh�ll remain fully effecn�e ati if neT accele��tion had
<br /> occurred.Fiowever,this nght tc�remstate shall not apply��n ihc casc oC�crcleratu,n under paragra�hti 1?nr 17
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