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<br /> UNIFORM CoV�NANTS. Borrower and Lencler covena�t and agree as fallows: g��""
<br /> • 1. Payment of Arincip�l und I�terest;Prepsy�nent snd l.ate Char�es. Aar�ower sDall promptly p��� when duc
<br /> the princapal of and intcrest on thc debt evidenced by the Note and any prepayment nnd tntc chargcs due under the Nnte.
<br /> _ 2. Fu�dt Ior Tanes aed Imurtnee. Sub}ect to anplicuble luw ar to a written Waiver 6}�Le�ider, Anrr��wer ch�11�:�}
<br /> to i.ender an thc day monthly p�yrnents aro due under the Nate,until the Note is paid in Pull, a sum("Funds")equul i�
<br /> � one-tvrelRh of: (a) y�riy taxes and assasmcnts v�fiich may atlAin priari�y over �his S�cusity In�trument; (h) yenrly
<br /> it�seha{d p�yments or g`ound rents on the Property. if any; (c) ycarly hazard insurance premiums; and (ci1 yea�l>
<br /> mon�aje insurat�ce ptemiu�►s,iFany.Thrsq itcros are ca{led"escraw items." I.endef n�sy�s�iniate�Itie Fwid�ciur un thc
<br /> b�uis ofcurrcnt d�t�und rea�oruible atimates of future escraw itemc.
<br /> '('he Funds shali be held in an institulion the dtposits ar aecounts of which ure insured or guurunteed b�a federai o�
<br /> , 6lite ajsncy (includina Lender if Lender is such an institutia�). Lsndcr shAll apply tl�c Funds to pa�• the escrow itcros.
<br /> � L.endEr rtuiy not charje for holding�nd Applying the Funds�analyzing the accaunt or �•eriPying the escrow items, unless
<br /> Lehder p�ys Harrower intorest on the Funds �nd upplicable law permits Lendrr to m�ke such a charge. Borrower and
<br /> � Lender mAy a��ec in writing that interest shall be pAid on the fiunds. Unlcss an agreement is made or applicable !aw
<br /> � � requircs interat to b�paid, Lender shall not be required to pay Borrower any interest or eamings on the Funds. l.ender
<br /> ; ahall Sive to Borrower�without charge,an annu�l xccounting of the Funds shawing credits a�r�d debits to the Funds and the
<br /> ' purpose far which a�ch debit to the Funds wes made.The Funds are pledged as additional security far the sums secured by
<br /> i thi�Sa:urity lnstrument.
<br /> � 1f the amount of the Funds held by Lender,together with the future manthly payments of Funds payable prior to
<br /> � the due data of the escrow items.shall eaceed the amount requiresl to pay the escrnw items when due�the excess shall be,
<br /> � at Borrower's optian.either promptly repaid to Horrower ar crcdited to Borrower on monthly payments of Funds. If the
<br /> • ; �mount of the Funds held by Lendtr is not sufficient to pay the escrov�items when due, Borrower shall pay to Lender any
<br /> � amount necessary to make up the deflciency in one or more payments as reauired by i.ender.
<br /> ! Upon payment in full of all sums secured bg this Security Instrument, Lender shall pramptly refund to Borrower
<br /> ' sny Funds held by Lender.If under parag��ph 19 the Property is sold or acquired by Lender,Lender shall apply.na later
<br /> i ihan immediately prior to the sale of the Property ar its acquisition by Lender.any fiunds hetd by Lender at the time of
<br /> � application us a credit ags�inst the sums secured by this Security Instrument.
<br /> � 3. ApplieaHon ot Psyments. Unless applicable law p*ovides otherwise. all payments received by Lender under
<br /> j paragraphs 1 and 2 shs�ll kae applied:flrst.to late charges due under the Note;second,ta prepayment charges due under the .
<br /> , Note;third,to amaunts payable under paragraph 2;fourth,to interest due;and last,ta principal due.
<br /> 4. Chae�e�;I.i�ni. Borrower shall pay all taxes,assessments,charges, fines and impositions attributable to the
<br /> , Property which may attain priarity,over this Security instrument. and leasehold payments or ground rents, if any.
<br /> ' Borrower sh�ll pay thesrcabligxtians in the manner provided in paragraph 2,ar if not paid in that manner,Barrower shal) �
<br /> � pay them on time directi��ta the ptrson owed payme�t. Borrower shall promptly furnich to L.ender all noticec of amounts ��'
<br /> ' to be paid under this paragraph. IP$orrower maiccs these payments directly, Borrower shall promptly farnish ta Lend�r . .,�
<br /> � reccipts cridencing the payments.
<br /> ----- - - - -�ilfr[AV1rlr ch911 nrnntntiv tijcrl,�,.raw anv 1�-iuh.l��Z2�..°�.`?!L`lS:� vY°.:::�2°c..°:L'TS:j :R`..:i�t.^.::.^.:L':.:.:.,5�TiC:.i�i:�a j l
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<br /> � .agrees i��wtiting to the psymment of the obligation secured by ehe lien in a manner acceptable to Lender,(b)contests in good �---
<br /> faith the lien by.or defends against enforcement ef the lien in,legal praceedings which in the Lender's apinion operate to i_�
<br /> ; prevent the enforcement of the lien or farfeiture of any part of the Property;or(c)secures from the holdcr of the licn an -
<br /> agrament satisfactory to Lender suMrdinating the lien to this Se��rity Inctrument.if Ixnder determines ihat any part of -
<br /> � the,Propetty is subject to a lien which may attain priarity �ner this Security Instr�ment, L.ender may give Borrower a
<br /> , notice identifying the lien.8orrower shall satissy the lien or take ane or more of the actions�et fnnh above within 10 days �.
<br /> of the giving of notice.
<br /> S. Hazard Insuraece. Borrower shall keep the improvements now eaisting an c�reaftet erected on the Property
<br /> ; insurod against loss by fire,hazards irtcluded within the term"extended coverage"and any other hazards fnr which Lender
<br /> tequires insurana. This insurance shall be maintained in the amounts and for the periods that Lendrr requires. The
<br /> � insurence carrier pro�iding the insurance shall be chosen by Borrower subject to Lender's approval which shall not be
<br /> unreasonably withheld.
<br /> All insura�te poticies and renewals shall be acceptabte to Lender artd shall include a�tandard mortgage clause.
<br /> _ � Lender shall have the right to hold the policies and renew�ls. [f l.cnder requires. �rrow•er shall promptly give to Lender
<br /> alt receipts of paid premiums and renewal notices. In the event of loss, Bc�rrower shall g�ve prompt notice to the insurance �
<br /> � carrier and Lender.Lende�may make proof of loss if not made prumptly by Bormwcr.
<br /> U�less i,ender aad 8orrower otherwise agree�n wriung,�nsuranre proceeds shal�bc appl�ed ro restora�ion or repair �,�
<br /> of the Property damaged,�f the restoration or repair is economically feasible and Lender's security ic n�t lessened. If the
<br /> restoration or repair is nat economically feasible r.r Lender's sc�cunry a�ould be Ies�ened, the insuranre proceeds shall be
<br /> applied to the sums secared by this Security Instrument. K•hether or not then due,with any eacesc p;�d to Bormwer. If
<br /> � Borro�ver�b3ndons the Prn�erty.or dces not ancwer within 3U days a not�ce from[,end.r that �hr insurancx carrier t�as
<br /> offered to settle a claim,then Lender may collert the in�urance proceeds.Lender may use the�rcxerds to repa�r or restore
<br /> • the ProExrty or to pay sums secured hy this Security� lnstrument.�chether.�r n�t then due. The ?0-day penexl wili be�m
<br /> when the notice is�tive��.
<br /> Unless Lender and Borrower otherwise agree in w•ritin�,any apphcat�on��f prc�rceds tn pnncipal shall nc�t extend or
<br /> ' postpone the due.date of the monthly payments refcrred to in paragraphs I and 2��r changr the amount,ot"the p�ymentc If
<br /> under paragraph 19 the Propert�is acquired by Lendc►.Borrow•cr's nght t�>any �n�uranre p�hrieti and pnxcedc rc5ultmg
<br /> fr�m damage to the Property prior to the acquis�tion�hall pass to Lender a�1 he cxtcnt of ihc�um��ccurcd hy th��Ser�nty
<br /> lnstrument immecfiately pnor to the acqwcition
<br /> 6. Preservation and Maintenance of Property;l.c�seholds. Hurn+uer�hall nnt dctitr,iy,dama�:r��r.uh�tant,ally
<br /> change the Pr�perry, allaw the f'ro}xtty ro deteriorate �r comm�t aaete. If this SecunR• In�trurnent i� im a le.►�ch��ld.
<br /> Borrow�er shaU camply with the prrn�isions of the lea�e,and if�orruwcr arywre�fce lrtic tc�thc Nr���+ert�. c he•le��.ch��li!.�iiJ �"'-- --
<br /> fee tille shall not merge unlest Lcnder agre�to the mcrger m wntmg.
<br /> 7. Protection of Lendet's lZights in the Praperty: �tnrt���e Insurance. [€ Il��rnn�cr f,�il. r�� rrrfnrm �he
<br /> coven<�nt�and agreements contained in thi�Scti unt} In�trument.�r thrre iti a fe�al prn:eeJui� tfi,+t m,�� .tcnih��i�tt� .�fTr�t
<br /> ' Lriider's rights in thr I'ropett�• (such a� a pn�reedir�g in b�iikru�tc}, ptnh�tc. f.�r i��rs;.icmn.iti,�n �v n- rnfnsre I�u. ��t
<br /> � regulatinn�),then l.endct•ma}�doand pa}•f��n�t»tc�er t�n�tieti.ast te��rotcc•i the�alue��'ihc t'rnrc•r1y en.1 1 rn�rr'�n�Fit.
<br /> in ihc Pruprrty. Lender'c act�onc rna}� �ncJt�de pa�in�an� ,um..c�urrd hti J Ifen ��hi.h h.�� �rn,rrt� �•<<•r t€!:� �"untr N;
<br /> � Instrument,appcannfi uti rourt.r:tymg rea+�n::iblc att�vney�'fer�.�n.i rnterni�:��ii thc F'r.•�rrt� t�•inekc r.•reu� 4lth�•uRh �
<br /> Lender may tuke acUon undcr thi�p.iragraph�, Lrndcr d«e�nvi h.��c t��J����:
<br /> � Anyam�Utattidt�hurs:dhy l.enderundcr lhi�par.igrarh-�h,�flrr;��nr•.nt�l�t���r�.,; ,icf,t ��1li, rn•�tirr�c��.�c,ih� thit `r
<br /> SCCU�IR� It1Sl�UtTli'tll �.�l1�Ctiti E�L�ffl��tCf:lltt� �Cflijl'(:l[!CCC l�'(�lflrf�t(Ill�c`�''.t�ll:'."I�[. I�:c�t .�Iln�.ili!��Fl.fli}`�t' �fl'l'lt��I �i�•Jll �(p�
<br /> �hi t�::C Of 4f::`.fftit•tT7:nt :ii i�1C '�(�f� t.iic' dliu ,��,�1e I+r E�d►.tni:. uit's: ro�r:rti! :,(�,.•� •i tl.t' ln�i" I i�r .'ct i: �4 I�. u�t Ik�€
<br /> rcquc�ting pa}ment
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