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M <br />r <br />1 <br />.o <br />D. UNIFORM SECURI'T'Y INSTRUMENT; GOVERNING LAW; SEVERABILFIN <br />Uniform Covenant 13 of the Security Instrument is amended to read as follows: <br />IS. UMOM aecarity In truamt; Goveraft Law; SevMMMty, This form of Security Instrument combines uniform covenants for national use <br />and nonuniform covenants with limited variations by jurisdiction to constitute a uniform. smudrry instrumen t coveft real property. This <br />Security Instrument shall be governed by Federal law and the law of the jursdiction in which thiiFroperty is located_ In the event that any <br />provision or clause of this Security Instrument or the Note conMts with applicable law, such conflict shall not affect otter provisions of this <br />Security Instrument or the Note which can be given effect without the conflicting prcwi don, and- to d is end the provisions of this Security <br />Instrument and the Note are declared to be severable. <br />I- . TRANSFER OF THE PROPEM OR A BENMCLAkL. INTF.RF,ST IN X0RW..3WE& <br />Uniform Covenant 17 of the Sec itj; %strument is amend +t zoad as fotfa+ <br />TraWa of tTte fta[gaa:y or a HesetkW hftn*K-qn BacsdWO: If all oz a+ay OK of the Ptnperty or an interest thavid is sold c+r , fared <br />(a.. E a beneficial ` ; • , ; in Borrower is sold, a rzTCd sr a natural person) wit a3a?; t =s <br />ia"ar Written cOnserit. <br />ieaz7e; Te a at clxr'3 option. declare all tl a s= b1ett.-red 'i;: is Sa`itrizgF 1 r�r+,.«,.:g:� ts, be immeiF,8'trrify?' �kyable. ffa*ever, this <br />aprons <br />'ha= be a i•ci by Leader if exerc w: m'cz axr&Onzed by FWwig h v ,.)ti �;a_ A� the er0=� ;= C f� op don if: (a) Borrower <br />.zsev to be sut rn Ttp4 ',..ender fr_'`W�:;�a ay Lect3rr to ena:.i3t a ci s i ? snsferee as if a new loeca vRere being made to the <br />transfers tv. nr2 � y tiQ"4= reasoaa!* d aermiius that Letd-6i''rX. Lenity will not be itn i& � by the loan assumption and that the risk of the <br />breach of Ora covenant or agreement dz this Security Instremerzl is acceptable to Lender. <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan assumption. <br />Lender may also require the transferee to keep all the promises and agreements made in the Nate and in this S=trity *.a:irumcat . <br />"If Lender exercises such option to accelerate. leader shall mail Borrower notice of aoccleration in accordance with paragraph 14 hereof. <br />Such notice shall provide a period of not less than 30 days from the date the notice i!. mailed: within which Borrower may pay the sums declared <br />due. if Borrower fails to pay such sums prior to the expiration of such period, Lender mays; without further notice or demand on Borrower, <br />invoke any remedies permitted by this Security instrument." <br />"Notwithstanding a sale or transfer, Borrower will continue to be obligated under tiro t we and this Security Instrument unless Lender has <br />released Borrower in writing." <br />F. LOAN CHANGES <br />If the loan secured by the Security Instrument. is subject to a law which sets maximum +loan charges, and that law is finally interpreted so <br />that the interest or other loan charges collected or to be collected in connection with the loan exceed permitted limits, then: (1) any such loan <br />charge shall be reduced b the amount necessary <br />y saty to reduce the charge to the permitted limit; and (2) any sums already collected from borrower � <br />which exceeded permitted limits will be refunded to Borrower. Lender may choose to maim, this refund by reducing the principal owed under the I <br />Note or by making a direct payment to Borrower. If a refund reduces principal, the reddiaion will be treated as a partial prepayment under the <br />Note. <br />IN WITNESS WHEREOF. BK=ser has executed tNS AdIr:stable Rate-111d.er. <br />(sea,) <br />Te r- t�eelesar BORROWER <br />Susan A. Hesseiyssser V BORR WER (Seal) ' <br />BORROWER (Seal) <br />(SIGN ORIGINAL ONLY) <br />ao n Cl) <br />1Z 0dr <br />el <br />LIU <br />.a• .�'1 t T. ry ••1. •v •� <br />:ri UI� <br />O <br />4f `•J <br />I <br />