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200106603 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />P440 — (Seal) <br />Ryan /C Gates - Borrower <br />(oo . Qffqa- <br />(Seal) <br />Ashley Penas Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />The foregoing instrument was acknowledged before me this 3rd <br />2001 by Ryan C Gates and Ashley L Penas <br />Witness my hand and notarial seal at , <br />County, the date aforesaid. <br />My Commission Expires: <br />E NERAL NOTARY-State of Nebraska <br />IRVIN J. REED <br />My Comm. UP. Dec. 17, 2002 <br />(MAR(NE) 198041.01 <br />Grand Island <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hal l County ss: <br />day of July , <br />Notary Public r <br />Page 8 of 8 <br />in said <br />