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<br /> UNiFaRM CbvENAM'S. Borra�vtr��id[.eftdtr cov�n�nt�nd�;ree ws fallawa:
<br /> 1. Ihy�nt ot Prl�IMI�i Idere�E*re�y�at�i l�te CM��. Barrower shall promp�ly pay when due
<br /> Ih�ptin�ipal oPand interest on the debt evidenctd by thc Nate and�ny prepayment and late chsrges duc unde�the Nota
<br /> 2. Fuads tar Tsxa a�d l�tasaace. Sub,ject to appliu►t�le l�+k ar ta e writttn waivor by Lcndcr.Har�av►�cr shall�y
<br /> � to Lender on th+e day moathl�p�ymmte�rt due undes tltfi Note,until the Note is paid in Pull,a sum("Funds")cqual 1a
<br /> one�t�re�Rh olc E+�) 9�'�Y �+��� �ments which m�y At1�in priority o�er thic Securii} lnstrumsnt; (b) yearl�
<br /> IeRtehald p�ymeeta ar �round te�ts an t?�e Property, iP�ny; (o) ycarly hazard in�urance premiums; �nd (d) ycarly
<br /> matp�e inaurance premiums,if any.The�e lteens are calkd"escrow itema." I.ender m�y esNmate the�unds due an the
<br /> bai�c�eutrent d�ta�d ra�c+��bke�tirn�taof'i'utu��eraw item�.
<br /> The F�nda�hall be held in sn institution the deposits o�accounts oP Mhich are insured or guaranteed by a federaf ar
<br /> :�te a�aticy(includin�Lt�dr if Lrnskr is such an iastitutior•}. Lead�s shal!apply thc Fuads to pay iha escraw items.
<br /> [.ende�tn�y not chu�e for holdin�and�pQlyia�the Ftusds,analyranj the�ccount or verifyiog the escraw items,unless
<br /> L�eder p�ys Aorrower interest on tlu Funds and tpplicable law permits Lender to make such a charge. Barrower�n�f
<br /> I.encle�tn�y �►jroe in wtitin� tlu�t interat �h�tll be paid o� the Funds. Unles�an aareement is made or�pplicable law
<br /> require�intenst to be paid.l.ender shall not be required to pay BorroMer any interest ar arnings on the Funds. Lender
<br /> �iwll�ive to Borronrer,wtithout chsr�e.an annwl aocnunting of the Funds shawina crodits and debits to the Funds and the
<br /> pnrpoee for wrhich ach debit to the Fund��vu msde.The Funds ue pkd�ed�s�dditional security for the surt�s securM by
<br /> thit Security lnstrumrnt.
<br /> 1P the�mount of tho Funds held by I.ender�to�ether with the Il�ture monthly payments wf Funds Myable prior to
<br /> the due dates of the escrow itema,shall eatceed the amount required to pay the escroa items whrn due,the eacess shall be.
<br /> at Borrow�er's option,either promptly repaid to Bonawer or credited to Borrower on manthly�►ayments oP Funds.If the
<br /> • �mount of tha Funds heW by Lender is not auRicient to pay the escta�v items when due,Borrawer shall pay to I.ender any
<br /> amount necess�ry to make up the deflciency in one or morc payments a�cequircd by l.ender.
<br /> 1I�,c,�p3ymrr�t ia!�!1�f a!!s�srsur�+ bg il�is S�:urity lrsstru�n�i. i.ti�der:hat!prompily refund to Borroatr
<br /> any Funds held by Lrnder.tf under psr�mph 19 the Property is sold or acquind by l.ender,I.ender shall apply,no later
<br /> than immodiately prior to the sak af tAe Property or its scquisition by Lender,�ny Funds held by Le�der at the time oP
<br /> application aa�credit a�ainst the auma secured by this Security Instrument.
<br /> 3. ANlicatio�ot P�ysptb. Unless appliqblc law provides otherwist.alI payments received by Lender under
<br /> p�radraph�1 md 2 ahall lx applied:Arst,to l�te charaes due under the Note;second.to prepsyment chs�gea due under the
<br /> Note;third,to�mounts payahle under paragnph 2;fourth,to interest due;and I�st,to principal due.
<br /> �. G1ur�s;L.k�s. 8orrower shall p�y all t�es.�.�sessrnents,charges,fines and impositions attributable to the
<br /> Property which msy att�in priority over this Security lnstn�men�, And leacehold paymentc or ground rents, if any. ;
<br /> Borrower sha0 pay these obligatians in the manner provided in paragr�ph 2,or if not paid in that manner.Borrower shall
<br /> pay thetn on time directly to the{yerso�owed payment.Borrow•rr shall promptly furnish t��Lender a11 natic�s of amounts
<br /> to be psid under thu pataanph.lf Borrowu malca thae payments directly, Borrower shall promptly furnish to Lender
<br /> , receipta evidencing the paymrnts.
<br /> � - -_ -= 4ciirvirCr sitaii pri„tipi�r ui3ciisij�c any iicn iirnicn n�s piiuniy vtca tiii5�iiiiir iisiiuurci�i iiuic;�ov�6viic::("s j z �:
<br /> agras in writing to the paymrnt of the obliaa�ion secured by the lien in a manner�ceeptable to Lender;(b)contests in good �
<br /> fiuth the lien by.or defends sgainst enfarcemrnt af the lien�n,teg�l prnceedings which in the l.ender's c�pinian operate ta
<br /> prevmt the enfarcemmt of the lien ar forfeiture of any part of ehe Property;or(c)secures from thc holder of the lien an '
<br /> agramrnt satisfactory to I.ender subordinAting the lien to this Secur+ty Ynstroment. if Ixnder dctermines that�ny pan of -�
<br /> the Property is subjoct ta s lien which may atlain priority o�•er this Security Instrument, I.ender may give Aorrower a
<br /> � natice identifying the lien.Borrower sh�ll satisfy the lien ar take ane or morr af the actions set forth abave within 10 days
<br /> of tbe giving af notia.
<br /> S. Ha�Irwraste. Horrower shaU keep thc impro�•ements now existing ot hereaftcr erected on the Propeny
<br /> insur�d agiinst Ic��by fin,hazards includod within the term"cxtendod caverage"and any�►ther hazards for which l.ender
<br /> requires �nsut��ce. This insurance shall be ma�ntainod in the amounts and for the penods that I.ender requin�. The
<br /> insunnce carrier providing the insurance shall be chose�i by Bc�nower subje�t to Lender's appro�•al which shall not be
<br /> unreasonably withheld. ►
<br /> All insurance policies and rentwals shall be acceptable tn l.ender and shaU �nclude a standard mortgage clause.
<br /> l.ender shtll have the sight to hold thc paliries and renewals.lf l.cnder requires.Ac�rrov►er shall promptly give to Lender
<br /> all recoipts of paid premiums and ienewal notices. ln 1he e��ent of loss,[iurrow'er shall gi��c pr��mpt notice to Ihe insurance
<br /> cartier and Lender.Lender may m�ice proof of Ioss if nat made promptly by Borrow•er. �'
<br /> Unless Lender and Borrow•er otherwise agree in writing,insurance pr�eeds shall be appl�ed to restoratton«r rep��r
<br /> oP the Proprny damzged,iPthc restaration or repair is ecanomically fe�ible and Lender'�seruntti•is not lesscned. lf ihe
<br /> restoration ot repsir i�not economically feas�bfe or l,tnder's security woald hc lessened,thc�nsurance proc�cds shall t+e
<br /> spplied ta the sums secured by thxs Security Instrument, whether or not thcn due. wtth uny ex�as paid to Horrow�r. If
<br /> Horrower abandons the Property, <�r dmes not answer within 30 day�a natice from Ix�sder that the insurance carrier hns
<br /> o!f'ered to settle a dtim,then l,ender may mpxt the insurance pr�xeeds. Lendcr may use thc ptoceeds tu repa�r or restore
<br /> the Property or to pay sums secured by this Sccunty Instrument,uhether or not then due.The:�-day penc►d w��ll begin
<br /> whsn the aol:ct ss anvers.
<br /> Llnless Lcnder and�rrower othenvise agrec�rt wnung.sny�►ppltcauon af prcx;eed�to prin.;pal shull nc�t extend or
<br /> , postpone the due date of the rrsonthty payments referrcd�o in parngra�hs 1 and 2 nr char�ge the amount of the�a}ment5 If
<br /> under p�ragraph 19 ihe Proper�y is acquued by Lrnder,F3orrow•er�r�ght t��ar9y incurance p�lic�e�.and prcxeeds resialting
<br /> from dartta�e tn the Prcrperty�rior to theacqws�t��►n shalt p3cr tc,Lendtr ti.the extent af the�urn4,ecured h}•th�ti Securuy
<br /> In�lrumrnt�mmedirteIy prit�r totheacyms�tion.
<br /> 6. Ptesertation and'.4leintensnce otProperty; I�taseholds. Hs�rmwer shali not dctitrc�y,damage ar�ubstantially
<br /> ehange ttte Pro}xny, �Il�w thr ProprrtJ•tc.deter►c►rate ur rom�iut w•aste If th�ti SeLunR�� Ins�rument is �m a lea�ehc�ld.
<br /> Borro�•er shall cumply uith tlie pr�visions uf the.ease,and�f lk>rrau er acyuires fee uNe tn the F'rc�perty. the lea4ehold and � -"-
<br /> fee tule shall not mcrge unle.s l,ender agrees to�he inerger in wntrog
<br /> 7. Protection of Lender's Riql�ts in the 1'roperty; 1'Iart�gc Insurance. If I�orri�uer f�il� to �crfc+rm �hc
<br /> cavenan�sandngree�iirntscimtainesi in th�5 Secun�y In�trument, ur►here���Ieg�l�rcxeed�ng that ma} �igmfrc�ntl� a�fTe�t
<br /> [.ender's rights �n thc Nrop�:ny (surh as a prc�reeding �n bankruptcy, ��nrbate. f��r crridemnaunn ��r t�� rnfi�rre la��s �+r
<br /> re�ulat�unc).�hen[,ender may�doand p3y fcnr whstever�s ne+;essary t�+prute�ct the�altte nf the F'r��p;ny an.i l endec'�right� i
<br /> in the Yroperty. L,ender's acuons may �nclQidr���mg an� tiwm secureci F+y .s lien uhi�h i�a� �+nrritr �+�cr thi+ Se�u►ity !�'
<br /> L Insirurnen�,�ppeann�;�n c<+urt,p;�y�ng rea�em�sble Aui�eney5'fee.anJ cntrr�n� �m thc!'n��+e•rtti r��makc rep.iir. 41th��uRh �
<br /> Ltnder may takr acn��ro under thic�,�r�graph 7,I ender dcx�.rint hatie ti�c3n�n
<br /> Any amni�ntcdi�t�iu.eJh} I.erideriii�derth�cpar�gra�+h 'cha?Ihe�ume a:id�u��n.il�ieht :�f H��rn���et .c�i�m.�hti th�, �
<br /> S�:,un�y lostrurnes�t E'nleti,liorr�+��er and i.tuder egrrr�urtt�er terict���f F9ey�r�ri��. shc.r.un��wit,�h.�k�t.,.ei�ss►rir�1 ii„nt �p�
<br /> [nt daic ��f�itinutumciot ;ti tliC d��6c rate and sieall t�c j13�ahic. �a:th intcrc,+ ur„r� n��n,c• ir���i� i rn.irr � • f�•���:,�.�•r �w=�
<br /> rcquc�Ung p��ymcnt
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