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17. Transfer of the property or a Beneficial Interest in Borrower. If all or any part of the Properly or any interest in it <br />is sold or transferred (or if a beneficial interest in Borrower is sold or transfzrrcd and Borrower is not a natural person) without <br />Lender's prior written consent, Lendcr may, at its option, require immediate payment in full of all sums secured by this <br />Security Instrument. However, this option shall not be exercised by lender if exercise is prohibited by federal law as of the dare <br />of this Security Instrument, <br />_ If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not <br />less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this <br />Security Instrument. If Borrower fails to nay these sums prior to the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br />18. Borrower's Right to Reinstate. If Borrowor meets certain conditions, borrowtr shall have the right to have <br />cnforcerneat of this Security Instrument discontinucd at any time prior to the earlier of: (a) 5 days (or such other period as <br />applicable Iaw may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this <br />Security Instrument; or (la) entry of a judgment enforcing this Security instrument. Those conditions are that Borrower' (a) pays <br />Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) <br />cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, <br />including, but not .limited to, reasonable attorneys' fees; and (d) takes such action as Lender =y reasonably rcquira to assure <br />that the lien of this Security Instminent, Lcndcr's rights in the Pmperty and Borrower's obligation to pay the sums secured by <br />this Security Instrument shall continue unchangcd. Upon reinstatement by Borrower, this Security Instrument and the <br />obligations secured hereby shall remain fully effective as if no acceleration had occurred_ However, this right to reinstate shall <br />not apply in the case of acceleration under paragraph 17. <br />19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security <br />Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known <br />as the "I..oan Servicer ") that collects monthly payments due under the Note and this Security Instrument. There also may be one <br />or more changes of the loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be <br />given written notice of the change in accordance with paragraph 14 above and applicable law. Tltc notit;c will state the name and <br />address of the new Loan Servit;cr and the address to which payments should be made. The notice will also contain any other <br />information required by applicable taw. <br />20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage. or release of any <br />Hazardous Substances on or in the Property. Borrower shall not dn, nor allow anyone else to do, anything affecting the <br />Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or <br />storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal <br />residential uses and to mainter=cc of the Property. <br />Borrower shall promptly give Lcnder written notice of any investigation, claim, demand, lawsuit or other action by, any <br />governmental or regulatory agency or private parry involving the Property and any Hazardous Substance or Environmental law <br />of which Borrower has actual knowledge. It Borrower Iearns, or is notified by any governmental or regulatory authority, that <br />any removal or other remediation of any Hazardous Substance affecting the property is necessary. Borrower shall promptly take <br />all necessary remedial actions in accordance with Environmental I.aw. <br />As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by <br />Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, tank: <br />pesticides and berbicidcs, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in <br />this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that <br />relate to health, safety or environmental protection. <br />NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows_ <br />21. Acceleration; Remedies. Lender shall give notice to Horrower prior to acceleration following Borrower's breach <br />of any covenant nr agre.ement in this Security Instrument (but not prior to acceleration under paragraph 17 unless <br />applleabie law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; <br />(e) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and <br />(d) that failura to cure the default on or before the date specified in the notice may result in acceleration of the sutras <br />secured by this Security Instrument and sale of the Property. The notice shall further Inform Borrower of the right to <br />reinstate after acceleration and the right to bring a court action to assert the non - existence of a default or any other <br />defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, <br />Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without <br />further demand and may invoke the power of sale and any outer remedies permitted by applicable law. Lender shall be <br />entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph, 21, including, but not limited <br />to, reasonable attorneys' fees and costs of title evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default its each county in which any part of the <br />Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to <br />the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice <br />of sale to the persons and in the manner prescribed by applicable law. Trustee- without demand on Borrower, shall sell <br />the Property at public auction to the highest bidder at the tinnc and place and under the terms designated in the notice of <br />sale in one or more parcels and in any order Trustee determines. Trustee may postpone tale of all or any parcel of the <br />Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may <br />purchase the Property at any sale. <br />�Z - r3R(NV i9212),04 <br />Plan S of R <br />90/£0 'd 9£Z6N£80£ I 'ON xv3 SONIAVS IV 30H 3WOH <br />corm 3028 9190 <br />ini(igl5 ,_ <br />£0:20 AHI 00 -H -Mv <br />