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EXTENSION TO DEED OF TRUST <br />"The Loan secured by this lien was made under a United States Small Business <br />Administration (SBA) nationwide program which uses tax dollars to assist small <br />business owners. If the United States is seeking to enforce this document, then <br />under SBA regulations: <br />a) When SBA is the holder of the Note, this document and all documents <br />evidencing or securing this Loan will be construed in accordance with <br />federal law. <br />b) Lender or SBA may use local or state procedures for purposes such as <br />filing papers, recording documents, giving notice, foreclosing liens, and <br />other purposes. By using these procedures, SBA does not waive any <br />federal immunity from local or state control, penalty, tax or liability. No <br />Borrower or Guarantor may claim or assert against SBA any local or <br />state law to deny any obligation of Borrower, or defeat any claim of SBA <br />with respect to this Loan. <br />Any clause in this document requiring arbitration is not ferceable when SBA is <br />the holder of the Note secured by this instrument. " <br />GENERAL NOTARY -Sall of NOWU <br />tl I THOMAS J. CORKLE <br />My Comm. Eq. Fhb. 20, 2002 <br />