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200106444 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />It- (Seal) <br />Kurt A. Rowe Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(--j- , -, Y, (Seal) <br />Jul ' . Uden Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this June 28, 2001 <br />by Kurt A. Rowe, a Single Person and Julie A. Uden, a Single Person <br />_(Seal) <br />Borrower <br />Signature of Person tak ng acknowle ent) <br />GENERAL NOTARY -State of Nebraska <br />(Title or rank) 4111 viCKY J. ZASKA <br />My Comm. Exp. Dec. 30, 2002 <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUINE12 (Page 12 of 12 pages) <br />D0CUINEC.VTX 02/22/2000 <br />