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<br /> ADJUSTABLE i�ATE RIDER t°O9"'�'-'a
<br /> �1 Y�se Tr�a�ry IneNx - R� CyN) �� 103 85 8
<br /> _ jHls�Tiu�r�wi�t�K is n�li+i� �S�h �y a �unu , 29?0 ,�+d
<br /> N hoo��a.Na wno«ra.�a a..�aa�a.�a.�a��n«w�.�a+o.o.,o..a d Ttia a s�a,r�y o..a nn. •sea�+y w�w,�n�nc•� �
<br /> af 1l+s w�+.dNS y�w+Oy�undwap�d tlhs'soROw�'}b s.our�aam�vr.ds Aqwe�eb 11�Noe.(c►N•tras•j to
<br /> �! R�Mral,���aed Ln�n A�at�llon ef t.tncdn
<br /> (N+. •L.ne�►�)a 1h.«�.a�M.n�d oar«tq M+.prop«y dMaae in 1h.9.owly �.M.na��oaNa�
<br /> ,�. ZM4 W i! drWm
<br /> ' ,�„ ,_ �j��I�l�hraelta Y�O�
<br /> l�'�a«b�'�l
<br /> ?i�i� NfyTE CONTAINS rROVI�lONi ALLOMIfMMKi laOR CHANOE= IN TFIE IN'rEpE�T RATE
<br /> AND Y'FIE MOl�fi'1M.Y l�AYMENT. THE NOTE tJMlt�T1�IE AMOtlI�tT T}IE aORROMIER'a
<br /> INTEREST MTE CAN CHAN�iE AT ANY ONE TMAE ANO THE MAXIMUM RATE T11E
<br /> OORROMIEl1 MUaT PAY. ,
<br /> ADOftwNAl.oOMEwwTi. N►�ddMa�a u+.oov«�n1�.ne qrwn�N.�b tA.�axMy In.h�++«M. eonvww�nd Undw�tM�
<br /> • oew«wM�nd prM a�bbws:
<br /> A. MfTZl1E�T 11ATE AN� MONTHLY PAYMENT CFiANGES
<br /> r,.�a.�o,►b«�an w+Nw hw�..e rr.a ��ao �. na Ha.�o�e..�or�..h n,.�«.a na..rw en.
<br /> na�Mdy�nw+M,a roiowr.
<br /> 1. MrTERE=T MTE AND MONTH�Y PAYMENT C?IANOEi
<br /> {� Clnn� O�RM
<br /> n+.hl«.M n�.�w�v.�r�!r�Mno.on a»Ika ef�y a •k,w , ��� �ana on ehM dry
<br /> w►wy IwMw(12th)moMh th�nallw. E�ch d�M o�which my►Int�aq�t�oould cfw�N cM�d a 'Ch�n�O�N'.
<br /> ro)� Th. �na.x
<br /> 8�pinnk��wMh tM 14st C1w+q�D�t�. m�►ImwNe rat�wi b�b�s�d on an N+d�oc. TM 'Inda• M tM moMM►wwp�YINd on IJnit�d
<br /> SW�s TrMwry s�axilNs�qust�Q tv �oonsWN rn�p�lty ot on�(t)yw.a m�d��+�iDi�by th�f�d�nl R�rM�Bo�rd. TM most n� �
<br /> ----•-------•-- -•-�-�•- -- -...:_ .._._ ._,... _ .... .- --•- - —�---- -�---�- ----�-�- --�•---.._�_�
<br /> a�n�w�wpur��rwr��w w w»ww���i+al aslii t���a�vn�ry�t,+uw w awv irs awwi�rw ww�c.
<br /> 11 tIN kld�OC i�fl0 bf1QR�VWbIl. tIM Nd1 IIOkl�f 1M�Ch00��� Mw M1dp wf11Ch i�b�iad UpOf1 OOftqf�if1�01fINfI0f1. Th� NOt� • .
<br /> t�__
<br /> Iio1dK vri q!w t►w nWlo�d thY d�oio�.
<br /> (C) Ca�kuladon of Ch�n� � ---
<br /> 8�lon��ch Ch�n�OM�.tM NoM Hoid�►w�aia*t�rry n�w Int«wt M�by�q Trro and ThrM touAhs r. �
<br /> p«�+�vpkw( 4.7so x)a en.curt.rN bd.c. n�.++�N�ks a w..a�loi+«�e.my n.w hl.n�t al.urM�n,. -
<br /> eNd olwqs d�N. 8ubja!b 1M N�MM�d in Skliort 4{O)babw.thN n�w�K wi b�my n�w bt�Mf nM ur►r tlN Mid �
<br /> Ch�np�O�t1. -
<br /> , T!M NoN Haldr w11 eh�n drl�mirn th�artw�x�t a th�monthy p�rrNnt that would w w1A�i�nt to np�y tM unp�id prindpN that 1�rn
<br /> ap.ct.d to ow.d eh.e�wp.ae.In IuA«,en.m.t�xlty d�e•at myr n.w irnr.a M.h wb.w+ti.�y.vur v�ym�eMs. Th.naiN o1 this
<br /> alou�.roe w�a�a�.n.w.mouM a nn►m«,thy►wr�+•�+�
<br /> (D) Utnlb oo Int�n�t Rtt� Chaa�
<br /> TM NM�rNt RM�1 an�n��d b qy�t th�Arst Ch�+y�OM�w��ot b�qn�M 1lw� 11.25Q. �K. �
<br /> ThwMtK�my M�t tN�wi1 n�wr b�(n�sad or d�aysrd rn anY Nn¢�Ch�OM�bY mon tlw� Two
<br /> P�N D�( 2.000 1i)Uom th�nc.a h1�na �h�v b«n p�yhp ta eh�pr��tw�k•(t2�month�. My Int�ae �
<br /> r�t�wi tNwr M praMu tfw� 12.760 �i. a Na tMn � 1�. �•;
<br /> (E) Efhatiw O�t� o� Ch�s
<br /> My fNW IMMMf�1 1M�b�COfl'N�N�GUYf Or1 MCh Chif1�W1�. 1 w%�tn. .mowa a�r�,.w�,w��nAr o.y�,«���� «,�n. �
<br /> t(rst monthly p�ynNnf at�aR�r th�CMn�D�te until th��mount of my rtwetMy p�ymw►t chan�s aain.
<br /> (� No!!zs�!Clsss�es
<br /> Th�NoN Flold�t w�dMv�►or mM to rtw�nWi�w a1�ny ch�npN h rtry ht�nst nt��nd th�rrwunt ol rtty moMhy payrtwr►t�elon
<br /> S1N�INcW�d�b 01�rty CMn�. TM notio�vv�Indud�Ink�rnl�tion nquirad by i�w to M qivin mR�nd slso the fi1N M�d tebphOn�
<br /> �xxnba ol a pwsoo who wir answK�rry quation i m�y hav�rpudk►p thb natk.e.
<br /> TM noNc�w1N abo Y�dud�the toMowiny tniomrtfon:
<br /> (h TM fbad Intxest Rat�I wiN pay N I choos�to ca�Y�rt raJr tan ir::��Flxscl Int�Kt Rate loar► as desixibed ire S�elfon 2 bMow: �nd
<br /> m n,.a�„o�� a�,y�,.w mo„�nh►wrn.��.�th.�ra►.e.a hc...st; �nd
<br /> (Mq A d�U nW it�ot�than 15 days hom th�d�t�tM nWia f�qk�n, oy wnicn i r�wsi«.a,t..Modn�c��o+,�.a,�.o� �xn.vo�,�,�nat
<br /> L�nder may rpuin wld�ncinp iha mod'Aic�lian o!th�Note to provlde for a FIxM IntKest Rate, and the payment M a Conr�rsiors Fee. .-- _-=---=-
<br /> 4i L�nder exerclses the oplion to requke irrwnadi�te payrrtent in fuN. Lend�r shall 9ire Borrnwer notice of�cceteration. The notlu shaR
<br /> provid�a pedod ot not ks�thart tAirty(30)d�ys Rom the date th�nolice i� deW�r�a maiied wit9w� whkh Borrow�r rtwst pty�f sums
<br /> sscursd by this S�curiry InsWment. H 8arower t�fts to pay �hese sums prta to the e�iratio+►ot tT;s Reriod. Lender may Invace�y .
<br /> - ran�di�s pertnitted by Ihls Securiry Instrumen!without fuAher not(ce or demand on Barower.
<br /> 2. CONVERSION TO Fli(ED RATE �NTER�ST AATE «�
<br /> � Tha Nots Ho(der wiN provide the Borrower the option lo convert tl�e Adwstoble Rate Loan into a F�Ced intorest Rate loun as toNaws. �,
<br /> (�) My Optl�� !a Co�vOr! ��s
<br /> I ma convert the Ad stabb Rete Loan evldenced h�
<br /> y Ju by a Note of the seme dato to e Faed Int�vest Hate loan to �o fuiy repeid in
<br /> sub�i�ntlaNy cqual mantDly installments o! pr'ncl�al and inlere:,t avc► tnp remain�ng tetm o1 t�o loan on tho __1 St. 2�d, end 3rd_ ��
<br /> Chango Detes. � '
<br /> MUITISTATE 11DJU�TA9lE AATE RIt�ER�ARM 5 2 s.r���r„���:� FAnnie Mae;Frerldio Mac Undonn InsUurrecnt F arm �171 ;r85
<br /> ot„�kA� rU5r9,SuMs
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