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<br /> A�QJU57'ABLE RA'�'E RIUER 10 3"��9
<br /> {I Ycar Tressury ln�ex•R�te Gps) �Q""`�
<br /> THtS ADJtI3T�►�LE RAtfi RtDGR is m�te ihi� . .. ��.'•--...d�Y at _.. _.__. _.�sl0'1B... . . . _-------._�I4.--�_r,
<br /> � Mal i� hcapor�Md iatn�ad i►MII Se ANa�c�d ta amend �d suppknxnt Ihe Man�ye, [ated of Trosl, or Secwity C)ced (the "Stcutity
<br /> hMtrw�t")af tM wm��aa�a by tiN w�dersi�ned ltht"Barro�rsr"t ta iecurs Bcxro+rw'�AdjasUbk R�te(Yoce(the"Nae")to t�M
<br /> �,�..�A�.TI�.01�OlIAND ISUIMD_�#IE,w_eMiKA(the••Lsnde►••1 of tho same date and coverin�the
<br /> �npirty d�ib�d i�tl�e Se�dt�►Inelcument�nd{ocatM�t:
<br /> �2Q N. Walnut and 410 W. Charles� Grand Island, Ne
<br /> � � lProperty wddras) �
<br /> �rr..n.�..� �.w�. .w.�� a. �w.M. � .�r �.�.n � ..� .n �.+.wr
<br /> /M�MMI.'f'Mi�NN iiM M�IY/�e�N s7 NMnN nM tM tr�e N p�oie M�e M�
<br /> �Me w�l���tre�iww rale 1 w�t�.
<br /> j ADDITIONAL COVQlVANTS. In�litiOfl lo the cM�eMlltf a11d Kteements m�de in!!1e SecuritY Instrumenf.BorrowKr and lRnder
<br /> ; , tlrtiwr cova,.�t a.a�ne�w ronowr
<br /> 1 �f►. INi�Rl�l'�A'IE AND MOM'HLY lAYMF.M'GHANC.i�
<br /> • Tre 1Vols pro�vHes ta a�iuitld interes�rate ot 11.?5 �r..�ion 4 aF the Nae pravides for chan�es in Ilx interesl ra4e anc!the
<br /> • a�o�thly P��neat�.a�tdlowr.
<br /> 1. lN1EREST RAT�ANp MONTHtY PAYMENT CHAAGPS
<br /> ; (A) Cr�M 1MMr
<br /> � 7'1�e Ve rsk 1 v►ill py nuy chstye un thc firsi day ot � �u�y _ ,19 g� _.and on tAai day ewry
<br /> r L� nanth�tUeraRer.Each datc on whkh my intetat ate could chat�e ii calkd a•'Chanse I�te."
<br /> (�) 71e IMrs
<br /> Be�inat�y with�he fin►t Chan�e D�te,my intercst r�te will bt t+aacd a�An Index.Thc"Index"is¢he weekly averaRe yield on Uni�ed Statp
<br /> � TnyM�tr�eeuritis�adjtitted u►s comtaat matuNty oi 1 yat.as made a��►itahk bY�he �Mer�l Resene Eiard. The mast recent lodex [i�ure
<br /> � availabk�cot the date 43 da�n Aetore each Chanse[�te is a�kd the�•Currrn�InCe�."
<br /> It the Index is no lonser avWubk,the Nate Halder w111 choc�se q oew inCcs wh�ch is bas�!upan compuabk ittfotmaUon. Thc 3VOte �
<br /> ' l�lolder wrW�ive tne tatice of this ehofce_ •
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<br /> —.__-.:.- . ---_ _�.r-a�ew�s��"��. .. _ T_
<br /> Sefa+tpch C'IwyeDMte.the Note HoWer wili cakulate my new inierat rste bY�ddinR tttTBE ant� anejhalf �� - -- � _.�y,
<br /> ��� 3.5 ����o the Curren�Index and rounditt=to the nearest 1�Sth of 1!�i.subjflct to the limiea staced in Section�(D)bebw. •-
<br /> 71ds rounded amount�rill be my new in�ere�t rat�until the nsi�Chsnje llate. ;�'"
<br /> � The Nott Holder will tAen detcrmine tRx amounl of the monthly payment�hat v�oul.i bt sufficicnt to repay in fuU the pritscipsl I am =
<br /> expeclaf to oMre on tA�t CA�Me IAtt in sut+stanti�tly epual�yments by tht man+nry Qate�t my new interat nte.Tfie rrsuh of tAis cakulallon
<br /> � will be thR ne+r Mmount p!my monthlY payment.
<br /> � (d/ Llrlr M��MfM/R�M C1��M� u�
<br /> ' The ieteirpt rue i arn rtquircd to p�y at thc first ChanEe bate wati oa be �reats thsn ��.j�.�._,...!'i or kss tlun
<br /> � 9•?5 *I�.'ttfcttaRa,my incetdl rate Kill ne►n be incressed ur deccesse�on any c�n�te Chanje Oate by more thsn ttd0 �e�'C�nt
<br /> , ..�.�}r[rott�the nte of interat i have bee:e p�ymK for the preccdina twelae monchs.The mimmum interest r�te on thl�loan witl never be
<br /> • kuthan 9.0 �11�at1dthemaamuminterestratewillnnert►c`reaterthan_16��_____�i.
<br /> ,
<br /> (F� �fluNre Q�M rt l�a
<br /> My txw intaat rate will becortx elfect�ve on cach Change Date.I wdl pay thc amoum of my new mon�hly paymcnt Desinnin{on the first
<br /> monthty p�yn�ent dalestcer the C.'t►an�e D�te urtul the amount of my cnvntAly p;►ymeat chs►�gea a�am. �
<br /> l� NNire�f C�N �.�.
<br /> The Note Holder will mnil or deli��er¢o rne�natice betore carh Chanae hate.T'he no�ue���:;sdvise me of:
<br /> (i) the ne.r interat nte on my loan o�of thc Chu�te 1)ate; �`
<br /> (u) the�mcx:nt oi my monthty paymcr.t f�llowing thr Change[)ate; .
<br /> ' (iii) any�dditio�eul maitcrs wltich thc Note tioldet ts reqwrtd to dietluse;and
<br /> � E�ti1 theddress of theicsociation yuu could cunuct rep,�:ding any qursuun�atwW�he adjustment rw�iee.
<br /> �. CiiAAG�S:i,iE?�'S
<br /> Uaiform Coreaant 4of the Security Instrumeat fs amende�!to read as follows:
<br /> 4. CVr�a;t�.Horrowe�shall My a11 t�xts,assessounte,and otl:er charqes,finci,and im�iuons attributahle ta the PraGeeny wh�ch may
<br /> attain a pri+�rity over this Stcutity Instru�."►ent,and lcaeel�ald p;�yments of ground rer�ts,�f any,�n x.ter manntr prc�ti idtd under pua=r�ph 2 hereof
<br /> Or,if noc paid in such rttanner,by Bnrro+rer making p�yment,wAen dur,diraQy to the payrr thereof Fsorrowcr ch�ll promptiy fumish l.enCcr
<br /> �ll nutices of amounb due under thia pa,uar�tph,pnd i�afie e.ene BorruNer shall tnakc payrtxnt d�rectly, fkxrobu shill promptly furni<.h to
<br /> l.ef�de[ tCCtipts tvidt�ICinj such payments. EiorroMCr Sha11 p�omptty dis�harge am I�cn wtucli ha� pn<�ruy i..cr thi� Scwnty inuruirirnt:
<br /> howt�et.Borrov►rr shail not bc required to d�scharge any such I�en ,o Inng ac Fi�,iruwer. (a� �haU agrer irs wnung �n �he �ayneent oi�hr
<br /> obliaatioet securtd b,ysuch lien b the manner acecptable tu Lender,161 shall m giu,0 fnilh ron;c�.i cu.h l�en by,��r�tefend agamu enfos cement of
<br /> such lite�n,k al eatedin s w?�ich in t he o infnn of 1 rnder o rate to rccent ihe rnfurcement�E tht Len or furfe�tute�f the Pro ` ~ �
<br /> B P B p Pf P peny or any
<br /> part theseoi; or(e)shaIIl seeute from tre holdeo nf such I�en an asreement in a fonn sat�af"actory to Lertder tiuh�vdinaung�sch lsen io th�s
<br /> SeCUtity IRSIfilmtllt.
<br /> It Lender dtt.rrmines that all or ariy part ot"the F'roper�y��subic�t to a li:n uhich n�r attam a pnnn�y��er thic Sr�u*�ty lustrumcnt. ,
<br /> Lender shal6 give BnrroW�er a notice�dentifying�uch!ien. Rorrc�,tiec�1:ali s,�nsfv.i►rh lien rr take cm:�r more uf�he sct�unc ,rt fi.nh aho+e
<br /> witAin[en days of thegi��ing oFthe noticr. �r
<br /> LC. N�TI�E ���
<br /> Unilora�i C'ovCnant Ddt�f the�tcltrity Inatmmt•m i�;�mCnr.ied tn te:�d;��f,�11na. .r
<br /> r+
<br /> 14. Nolice.rxcept fnr any n�t�ce rcyu�*_cd ur.,lcr.�pptt.ahlc lati.t��t�e F•�tien�ri ann�hcr manner.1.Tf an. r�:���,c��•!3•�r�o.oc� {��.�-�dcJ :��� :�i���• tD�
<br /> Serurity Inurun�ent sha'i be gnes�by de;nrr�nF:���,r hy mailinc it hW f�nt�4iv,nnil u�Finx<<r.�cr,ct thr F'r�,;,�n. �dJ�c.,i•t ei•�.,h n;t'.:�,:JJir. , �'�
<br /> a�Borrowec may dcsign.�le Esy noU.e ti- I cndcr a,pr<��.idcd h^rnn. ,�n�lt��,�ti�y ����!�.c r;� 1 e�.:Je< <��-.i: hc r�,•e•n h� �:r.� ,i�.. �, ,,I i.• I+•: .I�� �
<br /> addre>cslated hcre�nor =oscJianc�r a�1Jrc«:�.I cndci m,�y�lc:�Fr.itc hy n��t�.:t�.IS.�ir.�.trr.�.p•��...,:,i:.c•cr� \�„ •�� i•�•, ...L•,� h�• ��u��
<br /> S:cunt�Intitrurnent chafl hr ciccrncd tn t::nch.rn f•��cn t��H���„�«u��� !cn;i,; ,•.i::n.:����;. .•��+.:,:,.:�.�..�.:r•..,.��.,i..l t,c�;,.
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