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200106322 <br />DOC ID # 000342156438088 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />pA,,,�j 5. (Seal) <br />DAVID J VITERA - Borrower <br />A I ),, d (Seal) <br />DEBRA L VITERA - Borrower <br />STATE OF NEBRASKA, -e-r0 County ss: <br />The foregoing instrument was acknowledged before me this day of <br />, by <br />Witness my hand and notarial seal at <br />the date aforesaid. <br />My Commission Expires: <br />LjGENERAL NOTARY-State R of Nebraska <br />KATHRYN KLUSKA <br />My Comm. <br />EXP. Aug. 1, 2002 <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />in said County, <br />Notary Public <br />®® 6A(NE) (0005).01 CHL (01/01) Page 11 of 11 Form 3028 1/01 <br />