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<br /> � If Lender required mortgage insurance as a condition c►f making the laan sec�ucd by this Security Instrum�nt.
<br /> Bonawar shaU gay thc�remiums rrquited to tnaintain the insuranre in ctTect until such time as the rcyuircment for the
<br /> � insunncr terminates in xccordAnce with 8orrower's and Lcnder's writtcn agreemcnt or applicable law.
<br /> 8, I�eeiioa. Lender or its a�ent m�y make rcasonable cntria upon and inspertions oP the Pmperty. Lender
<br /> shall�i��e Borrower notic�At th�time oPor prior ta sn inspection specifying reasonable cause far the inspection.
<br /> . 9. Co�demuaHo�. The proceeds of any award or c��im for damages,direct ar consequential, in cannection with
<br /> � any candemnation or othes t�kin6 of�ny pan of the Propetty.or for com�eyancr in lieu of candemnation, are hereby
<br /> � �ssidned�nd sh�11 be paid to Lender.
<br /> j tn the evmt of a total takin�of►he Pn�peny.the proceeds shall be applied ta the sums secured by this Security
<br /> I Instrument.whether or not thm due.with any exce�.t p�id to Horrower. in the event of a partial taking of the Property.
<br /> ! � unlas Borrower And Ltnder otherwise agree in writing�thc sums sccured by ihis Security lnstrument shall be reduccd by
<br /> the amount of the proceeds multiplied by the following fractian:(a) 1he totai emount of the sums secured imniediately
<br /> ` bef'oto the tsking,divided by(b)the fair market value of the Property immediately before the taking.Any balance shall be
<br /> pnid ta Borrower.
<br /> �, If'the Property is abandonctl by Borrawer.or if,after notice by Lender to Borroever that the candemnor aA'ers to
<br /> , ; roalce an award ar settle a claim for damages,Borrower fails to respond to Lender within 30 days afler the date the noticc is
<br /> pYen,Lender is authorized to collect and,:c#rply the praceeds,at its option,either to rcstoration or repair of the Propeny ar
<br /> tn tlAC+�ums secure�i by this Security lnstrument.whether or not then due. �
<br /> � Uotess l.ender�nd Borrower otherwix ag�a in writing,any applicatian of proceeds to principal shall not extend or
<br /> ; postpone the due date of the monlhly pa��en�c refened to in paragraphs 1 and 2 or change the amount of such payments.
<br /> � 10. Boreower Not Rele�ed; Fa�earaoce Hy Le�der �iot a Wai�er. Eztension of che time for pnyment or
<br /> ; modiflcatian of amortization oP the sums secured by this Securit� Instrument grantrd by Lendcr to any successar in
<br /> : interest of Borrower shall na�e eperate to release the liability of the osi�inal Rorrower or Horrower's successc�rs in interest.
<br /> � Lender shall not be required to commence proceedings againct any succes.cc�r an interest or refuse to extend time far
<br /> , payment ar otherwise mo�diFy amortisation of Ihe sums sccured b}�this Secuntc�r•.��trument by reason of any demand made
<br /> '• by the origiosl Borrower or$orrower's succ�sors i�ti interest.An��fc►rtsearonce by Lender in exercising any right or remedy
<br /> ? shaq not be s waivctir afor preclude the exercise of an�riaht or rernedy. .
<br /> • 11. SMCCeMOn�wd.A�iouu Bou�d;Joiat ewd Serenl Llability;Ca-signen. The covenant�and 3greements of
<br /> • this Security Instrument shall bind and beneflt the suc..-�tors and assigns of Lender and Horrower,subject to the provisions
<br /> of p►ra�r�ph 17.Horta�ver's covensnts snd agreements shaU be joint and several.Any Borrower wha cc�-s�gas this Security ' -�
<br /> lnstrument but does nat extcute the Note:(a)is casigning this Security Instrument only to mertgagr.grant and com�ep ! -=
<br /> ' � that Hoisower's interest in the f�roperty under thc tcrms of ti�is 5n:urity Instrumrnt;(b)is not personaily obligatec!to pay !;`=
<br /> the sums secured by this Security Instrument;and(c)agrets that Lcnder and any other BorraKer may agree to eatcnd. ;
<br /> . madify,forbar or make an.r�aceommodations with rega�d to the terms uf thi�Security l�s�rument or the Note without _-
<br /> that Honower's consrnt.
<br /> IZ. I,oae C'iiarya. If the toun secured by this Security lnstrumcnt is subject to a law which sGtc maximum laan '
<br /> chArga, and that !Aw is finnlly interpreted so that the interest or other loan charges c�=I[�ected or to be collected in
<br /> ' connection with the loan exceed the permitted limits, then: (�)any such loan rharge shaSy be rednced by the amount
<br /> neccssary to reduce the charge to the permitted limu;and(b)any sums already collected fram Horrowc�which exeteded
<br /> � : permitted limits wiU be refunded to Aorrower. Lender may chcx�se to make this refund by reducing the pnncipal ow•ed
<br /> under the Nate or by making a direct psyment ta tiorrower. lf a refund reduces priiiripal,the reducnoo will t+e treatcd as a
<br /> partid prepaynsent witho�t any prepayment chargr undcr the Nou.
<br /> 13. I,egislatio� ARtrMisg Leede�'� Ri�ht�. �f r.nactment or expirat�on of :ij1F1IiC:ItfIC I3N5 f1�1S II7t £fFlC1 Qf
<br /> . rendering any provision of the Note ar this Security Instrument unenfarcea6le accurci�ng tc>>t�tern�s,l.endrr,at its optian,
<br /> : may require immodiate payment in full af all tums securcd by thi�Sec:unty� Inslrument and may� imokc any remcdies ”
<br /> permittod by paragraph 1�.If Lender e�ercises th�s'option.I.ender shall take t}ie�teps spec�fied in the srcond paragraph of
<br /> paragraph 1�. �,
<br /> �i 14. Notices. Any notice tn Horrow•er prrnideci for in this Secunty lnstrument tihali be g��cn by deGrcnng�t or by
<br /> . mailing it hy first class mail untess applirable law• rcyuues use; of another mcth�xi. Thc noticc �hall hc dirrctcd to �h� _
<br /> Property Address ar any other address Borro�•er designutes by not�cc r��Lender. An} nottce to [.ender.hall Ue gwen by
<br /> fltst class mail to Lender's address stated herein or any other addresti lxnder desi�nates by notice to I3orrower. Any nohce
<br /> i provided for in this Security Inst�umcnt shall be deemec!to ha�e r..zen��►cn to Borrowcr c�r Lcr�dcr when gi�en�s pr�*�ided
<br /> in this paragraph.
<br /> IS. Governing La�t;S¢vtnbillty. This Secunty ln�trument �haU he gn�erned by federal faw� and the law of the
<br /> jurisdiciio�in which the Pr��erty is locateri. !n the 4+�ni sh�t any prnvssso:: t�r ciausr of th:ti 5ec:ursts lastrumer.t ur the
<br /> Note confticts with appii�ahte iaw,sucfi conflict shaii not at�ecc �uher procis;cnti ni�hi�Sccunty ins�r�:r„nt�r tt:e'�Iote
<br /> which can be gi�en et�ect witt►out the ce�;sfticting prov��ion Tn th��end the prcnision���f tlus 5ec�enty lnrtrument aac�the
<br /> Note are declancd to bc se�erable.
<br /> 16. Borrorrer'sCopy. 8orrc�w�er shall he gicen�ne ronfnrmed�•oP} �f thc'V�tc ar.d c�f thi.5cc•urit�ln5trument
<br /> 17. Transfer ot the Property o� � BtncHcia�l Interest in 13nr�awer. If :�U or any �ar� ��f the 1'r��pert�• or any
<br /> interest in�t is sold or transf�cred(or if a benefic�al intere�,t on I�orr�tiwer i«old��r t rantiferrecf and Nnrrouer�ti nut a natura)
<br /> person)without Leoidet's pnor v►•rittrtt ronscnt, Lender m��,at itti��pu<m. reqwrr imirirU�:itc ra}inent �r�full ��f:i.!��m�
<br /> securecl by this Seeurity lnstrument. iinwe��er, th�� ��ption �I�alf c�=t hr exe�ci.etl h� ( endcr if exerri�e n }�re�hih�ted b}• ;_____�__:_
<br /> feder�llawvsof'thedateafthisSccunty Imtrument .
<br /> If Lender exercises thc5nption.Lende� shall ge�c F�orr��u�er m�tirr ni a:.�cl<r:jttou 7 hc nnt�ie tihslf pre:ti�dr a pennct
<br /> cf noi lesc thun ZOdays frc�m 1he ciate the notice�.deL�ered e�r mailcd w�thin�;hi�.�Il��tr�r��er mu�t p:iy ����um�ucured hy
<br /> Ih�s 5ecunt}•Instrument. lf�urrow•er fails to p�+� thcse cums pn��r tn thc cx�irau<�r<<�f th��Fcr�nd. 1 cn�ii•r m�y in<<�l.e am
<br /> rcmedics permitted by this Srcurity lnstrumcnt�sithou�furthcr n��hrc��r demand��n Fint rn��;r '
<br /> 16. Borrower's RiKht fo ReinstAte. If�3�+rr��wer rnectc ccrt��in ro�tditi�m�. f3r,rr��u��r tih;�ll lia��•Ihc n��hi r��h.,tr {�
<br /> L Cnfbrcement of�his Sccunty ln�irument d�saml�r�ucd ili.if14 timc{�n��r!u the C:IfZICf(�� f J)S li,l�ti((K�:i:Il t�(Illl (�t'it<Ki��5 �
<br /> appHr;►ble law•ma}•�pecify fi�r rem�tatementl hefi�re �ale c�f thr Prnprrtti �urwant t��.i:n•��;��tier ��f�alc�rn�.i�ned �n thi�
<br /> Secunty Instrumz�it;ur(h)entry of cs�ud�ment enf��rc�ng thi�ti��un±} In�trumrnt �h��•c<<�nJitu�m:�rc that H:�r r��«cr ,,�
<br /> (n) ray�ti [_rn�er all �um� «hich then �<<�uld he ciur under ihi� tiecunt� In�tn��:,�•i�i .�+��I rhr t�ae h:,d u+� :u�t•Ic•i,,tu�u r�
<br /> uccurrcd. th)curc� any �iefauU c�f an� �,thcr ��nCl�8t11� ��t Jy(C'CtitCl�tti 1�1 I�,i�� ,�1! ck>>;���r. �n�urrc:� m ,ntur�inc� r'ni� �
<br /> Sr.cunty In�trui►icnt. inrl�iding. hirt ni�t I��nite�t tu, rc.a�c�s���hlc .�u�.rnr�.' fee�� ,ir.�llil� �al��� .u,h .t.ti.,n .y. I �n,l:r m.�� �.a:�
<br /> , rca5onahh requ�re tn s��urc that thc Itcn �,f thi� tic.unty In�truancnt. 1 :•ri.tcr't n��l�t� �n it�c f'r,��r:r�. ,ii�J H��ir,n<<r'. ,
<br /> oblt(t.atinn t�+ �sy the tiu►»� .crurcd hy Ihi� lr.ur�P} In.Irun;rnt .i�.�ll . �.nln�u�• i�r,, i�,�i,.�.I 1 ��..�� r����.t ,t��n:nt 1,�
<br /> f3nti�tittC�. ihi+`ciurily In,Uinncnl��n�llhcnf�lt}�,�tinn���•.ur�dlictrf,� .I�.��i rc�n.i nl.,�: ,1h �!��:�.�,�1 �� � �• �.,�� �: � l��.f
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