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,j n' r L I 89- 100495 NONUNIFORM COVENANT'S. Borrower and Lender further covenant and agree as Follows: 19. Acceleration; Remedlss. Iwrder shall lira notice to Borrower prior to acceleration following Borrower's beach of nay covenant or aWsoment In ibis Security humuseat (but not prior to aceskralke under peregsrspke 13 and 17 assn applieshfe law provides otherwise). The notice stall spscihr: (a) the default; (b) the action required to can the 1daWt! (e) a date, sot lair tbas 30 days from the date the t odn h glm to Borrower, by which the debuit mast be ewred; said (d) that bilme teem the ddaslt on or before the dab specill d is the notice asy result i• wc&mtlos of the sutra memsd by this Secwft Iastrument and sate of the Property. The notice" fdrtiw Inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the nos- existeace of a default or any other ddimse of Borrower to accelerntios and sale. If the default is not cured on or before the date specllied in the motlee, Leader. at its option tstay regsire fwwatiate payment is fltll of all sawn seeuvit by this Security IItsstrareat without further demand lard way invoke the power of sale asd tong► other nimabn peclt laoid by applicable law. Em isr tlhail be ndtledl to collect all expenses lecurre l is parsaing the remedies provided tee tAis paragraph It. lacludis& but not limited ON reasonable attorneys' fees and cab of title evidence. If the power of sale is iavoked, Trustee null trd wA a riodm of, default In each county in which any pert of the Property i@ ideated and shell nail d opiea of am* sotke fadmiummer. pescribed by appli eW 11aw to Borrower said to the other peesos8 prescribed by applinkle law. After the ante mofi "kw appliabb law, TrwKw reap give public notice of sake to the persons sod in the ma mw presecilmd by swkode law. Trustee, without demaid ors Borrower, shall sell the Property at public Auction to o t f)Tgiest bW%Sw at the ffm autd place and under the trwrim daketsted in the n d a of stile in one or more Pnit ,toad is wo! -awdet TTrutr:erFre�'.e ainest.-Trustee my, postpone w,,'tarto ors -Y twee" c The L i 4nertzir by pabiic annouscettrr i, net the dim sad placit• Qf, 111" previously seltWed sale Lts r or its dedgsec rote pwt6 „40 cite Property at any sNn4 'up” rr ce* of payment of the price bid, Twee shall deliver to the peruser Trustee's deed waveying the Pro Idy. I* redttds is the Trustee's deed shall br prima fade evidence of the trntb of the statements made therein. �= .016,aggi w:a pm ca:: Ua as :.:8 la tk -.0-now. or, w: (M 'to all expea —ma a al the sale, i, aft& bib: iu`u.`te4 to, Trustee's tees sa permitted by applicable law ssd reasonable attanteya' fees; (b) to all sums secured by this Security Instrument; sad (e) any excess to the person or persons legally eatited to it. 20. Leader In Possession. Upon acceleration under paragraph 19 or abandonment of the Property, Lender (in person. by agent or by judicially appointed receiver) shall be entitled to enter upon. take possession of and manage the Property and to collect the tents of the Property including those past due. Any rents collected by Lender or the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including, but rent limited to. receiver's fees, premiums on receiver's boq& and reasonable attorneys' fees, and then to the sums secured by , this Security Instrument. 21. Recosreyasee. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it: Such person or persons shall pay any recordation costs. 22, Substitute Trustee Lender. at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveystim of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 23. Request for Notion. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. 24. Ridden to ebb Security InstramesiL None or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants =4 agreements of each such rider shall be incorporated into and shall amend wd supplement the covenants and agreememu_of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)) ❑ Adjustable Rate Rider ❑ Condominium Ruder ❑ 2-4 Family Rider ❑ Graduated Payment Rider ❑ Planned Unit Development Rider Other(s)' [specify] Acknowledgement BY SIGN -MG BELOW. Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and,tm any rider(s) executed by Borrower and recorded with it. ........ ............................... ................................... ............ ..................... .... ..................... ...............(Seal) John D. Potratz ................................ ............................... ................. ...... ? .i �... ..............(Ses1Z 9orrmw STATE OF NEBRASKA, Hall County ss: On this 31 day of January ,19 gg before me, the unihirsigned, a Notary Public duly commissioned and qualified for said county, personally came John D. Potratz and Debra K. Potratz, Husband and Wife , to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and acknowledged the execution thereof to be their voluntary act and deed. Witness my hand and notarial seal at Grand Island, Nebraska in said county. the date aforesaid. My Commission expires: Y i - - tleilgiK i�wBlarstslls sl Iowa _ . .............................. `- :........ . .:. t 11wL MMULAN Notary Public atu&gohi 1%1lR QUEST FOR RECONVEYANCE To TRUS1 : The undersigned is the holder of the note or notes secured by this Deed of Trust. Said note or notes. together with all other indebtedness secured by this Deed of 'Trust, have been paid in full. You are hereby directed to cancel said note or notes and this Deed of Trust, which are delivered hereby. and to reconvey, without warranty, all the estate now held by you under this Deed of Trust to the person or persons legally entitled thereto. Date: 7 T 1`y2 .f i' ..