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m <br />S <br />X11 <br />��y�`�h <br />T <br />7e <br />m <br />n n l <br />n =A <br />c� <br />o -a <br />O =3 <br />-: <br />CD <br />rn <br />y <br />t: <br />c <br />- <br />—1 rn <br />CD <br />= <br />CD <br />- <br />c <br />cD <br />CD 0) <br />1 ^ <br />CD <br />V " <br />© <br />.. <br />L. <br />` <br />Is <br />p CA <br />v <br />i <br />)> <br />CD <br />G`; <br />N <br />Cn <br />� <br />CTl CD <br />3y <br />c-n r- <br />N <br />Z <br />CO <br />CA <br />co Q <br />CI) <br />[Space Above This Line For Recording Data] <br />DEED OF <br />TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on August 11th, 2000 The trustor is <br />Stephen C. Joel and Linda L. Joel, Husband and Wife <br />( "Borrower "). The trustee is Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />( "Trustee "). The beneficiary is Five Points Bank <br />which is organized and existing under the laws of Nebraska and whose <br />address is P.O. Box 1507, Grand Island, Nebraska 68802 -1507 <br />( "Lender "). Borrower owes Lender the principal sum of <br />One Hundred Sixty Eight Thousand and 00 /100 <br />Dollars (U.S. $168,000.00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on September 1st, 2007 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />Lot One (1), Morningside Acres Subdivision, City of Grand Island, Hall County, <br />Nebraska. <br />which has the address of 1716 Stagecoach Road, Grand Island <br />Nebraska 68801 [zip Code] ( "Property Address "); <br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM <br />INSTRUMENT Form 3028 9/90 <br />- 6R(NE) (9212).02 Amended 5/91 <br />® VMP MORTGAGE FORMS - (800)521 -7291 <br />Page 1 of 6 Initials: <br />[Street, City], <br />