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200106178 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />WILLIAM P ZILLER - Borrower <br />J� (Seal) <br />JUbANN K ZILLER - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />03- 10228881 <br />6(NE) WOW Page 14 of 15 Form 3028 1101 <br />