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<br /> 								AD�JUSTAHL� RATE RIDER       	90._,,,,�Q 3�2�
<br />   									(1 Ywr Traaury Indac•�Rte C�p)  				..�
<br />     			1`�llpft�'rA�wi'i�lt[nglt4m.aeth3.  7th       �y�      	Ju,n��..._    		���  `}Q   ,
<br />     �    	s�i i�I�oaPo�wd tata aad�b�drwn�d eq�d a�1 w�ppi�mMt chc Mart�ye. D�ed ot rruk� «Srcuricy QMd tche "S�c�uhr   			�
<br />      		l�ttwa�at"3 s�t tbe�e date itven�r t�e ueda�d lthe•�soero�ru•�)to�ecvre Sosrox�t'�Adjwtsble Rate��(tlse"IVote��)te H,,,�,�
<br />      		l��.�.�,�N�TiOM OF a11AN�1�lAND N�l�+Q,(tM••L�nde�,�►of th��uae d�k aad cor�y Ne
<br />      		KoNttr d�rib�ia tM lf�vrkr I�enuawit�ad loeawd u:
<br />       -    					4263 New York Ave.,  Grand  Island�  NE    68803
<br />   										(ProO�tr AddnM)
<br />      					TYr�Y a�Ulr MwYw �wly t�e�� i��q I�NnM nM ri �7 ��M�4
<br />      					/d�1Mr.'Ai1 MM MN�■1111M�NN�7 YMIMt IDM CM tY�N tq wN MN Yi
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<br /> 	.   		ADDlnoi�iAL aovBNMrrs.U.ra�tio.w u�a cowa�aa.ad.�nana►u m.d.la the sw,vrity cavumMt�soRO�.na Lw�dR
<br />      		htlMr oor�wt�M�ar toUo�n:
<br />      		/1�   1�'1'�1►Z!AND MONI'�'RL1f lAYMLNT C'�l►1W:L
<br />      		'iti N�M pra�1M�tar ai WtW ia«nn raa of   11.75	�.Sation�ot tAe Na�provid«[a ehaq�te the is�w�t nt��ed ehe  				'
<br />   •   		woMl�4o��e���fd{owr.
<br />      		1,   !lY7�ltdSf RA 7�!'.4ND 1MONTHI Y PA b'MEN?'CHA1ViGES
<br />    			W  ���D�M�	.
<br />    			�f1�t.Wrwe ne.�wW ar�r�a,u+e rtn�dr or  	Ju 1 v  			.�9   91   .aaa oa�.e d,r�r
<br /> 			Z`welve   1,� 2�  aio�tlM tb�w!'qr.F.�eh d�ce oa wNch my iat�c rae coufa cAarye i�a1Md a"CNay�Dst�.�•
<br />    			(p  7M I�Mt
<br /> 	•  		�yfMMi wldi tN Ar�t C�/e O�Nt�my inhe�K�te.r1U be l+wd ea�►1 adar.Tbe"Indai"i�che rweklp aw�ye�rieid a+Udud,cntM
<br />      		Tc�xY MavielM�41wad eo a eartaet muurtt�►at 1 riar.ar aa�0e�w!l�ble by►tbe F�dnaE 1t�erre sard.Tbe mo�e n�aae Ioda AN�
<br />      		.wu.eM..ot tli.a.e.a aar b�ta...ee G'1►�y.uw ti caU�a tMe•'Cuneat Iwaa.••
<br />    			/f tM Iadpe b no lon,/a awiMbk.tl�e Nae Hoidu w1U chaa�e�neM tnde�.rhiel�i�6awd upon compuaDk iafonaaHoo.The IVaq
<br />      		No1du Ntl{M a�notia o!thu clio�ioe.     																,.
<br /> 	'  		ie�►  n.�..�w..■t��....    																	-
<br />   –—;. .	---- - .�--    	------�--
<br />		_   	lNacv Mofi Cf�IIwe�ci�NoN Hoid�w�aieui�a my snr iaunn r�n b'sd�in�   7'h re� and ane ha}.f    p�,��     			,  - -
<br />      		y�!     3-5	wl�to t�Cyrtwt inde:�nd rau�dia�t�t�arrea 1 i Ith ot!�.�ubNct co cAe lfmiu aatfd in S�etiao 1(D)bMo�.				_-
<br />      		'�M roun3��MIl1 bs ay neM iM�nu nue�a�l1 cl+e aae Ch�aK l�se.      											' ��
<br />    			't1�NoN HWdr a01 tlws dNwmtos tM aioount ot tAe aantNy p��nt thtt would be�utticieot tA repsr io tu1J the prtAdp�i 1�a      			..
<br />      		�p�d W O�M�0�t1Yt Ctry1 OM�ia we.cwcVUr w�++�ar�t�ey tne n�cur��y aau u mr ner�ntuMt t�te.'RM rewit of thl�cakulatlOfl
<br />      		wiU b tAt a�w uvount of ml►000atl�lp P+yma�t.     		.
<br />    			(�  iJ■In Mt f�Iw�M�CtM�      															,
<br /> 	.  		TA� lnwrre raoe l �u r�qutr�d to p�y at eM rrn Chan�e Date wtn noc be {r�ater thN   1:3.75	+ti or te� than    			••
<br />			�_lr.l�r�a(tr.my f�t rsce wil!ne��a be lnae�wd a Mcrerwd on aaY�la�ie Ch�I�u bY n�oro than  T�-'� �._'�.a
<br /> 			a��ttoi.w r.ee ot inat«c!uav�e.e�o.r1n�ro.che vr�eo�dt,��.eew monu�e T1�e mi,�mum inceme nu on tw ta.n aw aever ee
<br />      		Iw tlys  �-0   	��sd ths a�wtnum inteme nu will never be icatec thar�     I��.(1       �.
<br />    			(p  �flfrellN Dalt M Cr�r
<br />    			�fp a�rw Int�r�t rate wi}t bkane dfat{.�e ee ach Charye[I�ate.l will p�>the amount ot my new mcxitRJ�pannrn.t besinnin�oo�he fint
<br />      		�w7 0�l��abi�tR tM C.`!1{y�D�tf WKf D t1lO�tDO�tQt Of tdy m081AIY O�Y�«1KriM ipto•
<br />    			m  nr.�re..rc�..M.																		i
<br /> •  �     �. 		7�It Note HoWec riLl eadl w deiiwt to me�notict befate t�ch Cha�e O�te.The notice wiU�d��u rne af:
<br />   				(f)  tbe nc*r�me�at ra�e on n�y!an u of ehe Ctu�e l?au;
<br />  				(ii)  the amoune ot my s�oatRiy p�ym�ray Soilow�n;Ihe CAan=e Ihte;
<br /> 				(�li)  a�admtia�l matrre�s.�hic}f the Natr Hotder is rr�wrctit to d�s:tose;anei   										�
<br />  �       			(iv)  the addtess oi the a�spCiltion yau could cQntict re��td�nt any qutst�ons nbe�at t:�e ad�uttmenl noh:t.
<br />      		�.   �t t.l�l�t
<br />      		Unlfora�Covedat�of she Security f tuvument►s arnendeC to read a�follohvs:
<br />      		1. C�r:LNr.BoQrcMrer shalt p�v all t�zes.assessmenu,anC c:�er chu�a. flrses.arx!�.t����uons alttibuubk to iht Ptapttly wAich+�fay
<br />      		�ttaia�priaiey ova thf�Securicy In�trua�em,sM iraxhold paymsna at�ro+�nc!�snY�.Yf tri}�.lf:tJ!!R1i11Mi pllriidM u1l8t0 pitiLfiDh 2 ht�lC��
<br />      		a,if not paid in such e�nne�r.by BOrtowet makitf�p�yment,whsn due.directiw ra�he p�yee�Aereof.Borrc�er�hall pro�ptly(urniss Lender
<br />      		a11 notioa oJ aenounes due ur�6er this parqr�ph.and in the e��nt gacsower�Aa71 make p�ymcr.t directiy,t�;rrflwa�Aalt ptomqtly furni�lf to
<br />      		Lwfda eroppa evide�cfns such pymeni�. Borrov�er sha:l prom�sly di�c�ur�r�ny !�rn +�hlcts ha�p:ior►sy ��er �hi� Security Instrumeni;
<br />      		howevrr, Borrower sha11 aot be reQuirM[o difcisar�e any �ucn tren sa lan�aa�nowe:: p) �hai1 agrce m wntin�co tAe paymcn�a.'the
<br />      		oMiptbn�ecuted by iur,b lien!n the maticxr acctptaAte to 1cr.du:t b)ahali�n��+oQ faith carut�:such�en by,or defrnGl�alast rnforcement of
<br />  																							�....._T.'.__
<br />      		tuch Ikn in,tefsl proceedi�whEch la the aDinion of Len4tt eper�!e to pre.�en::he rnforccaisnt of t�c lirn or forftiture of tIle Property ar ar�y
<br />      		prt tAereot:or(c)ihtll eecute from ttrs hol4er ai such[6trt en�arrsent in a fe�m ss:ist�ctaty to LertQer suhotdinaur�bach lim to this
<br />      		5ecurity Instrumsnt.
<br />    			Itl,enCer detr.mines that all or�np Cart rf sRe Property u cub;ecc eo a t:rn wh:;h cr.ay st�ain a �rtor.�y o�a th�s Sscunty Instrumtnt,
<br />      		Lttu�x�r shall�i�e Bogrower:noti,e�dentify�ing such l�er� Eiorro•�er shat!sxt�sty �„ch`.e:�r�:taRe e+ae c�r mQre��f th-uce�ens 4ee for[h abo�e
<br />      		w;thin cen a�ys o!thc�i��n�or i�e no:c�e. 																�
<br />     �    	C.   '.iOTICE:
<br />      		UnifosmCo�enant FAOf th.e 5e�,�s�ty tnatrureirn:cs um:r:�cc4 turead us fu::o��.      											��
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<br />       		1{. '�utkt.E.r:crt f<<r any n��t�.:iey��rcd undrr o�,:.:���)c!aw ao i�:E:�+cn+r,u•�a;t::r ��.in:.cr.i ai�m ^,��;.e;��ft���r„Hrr p:��..Jc�.t tor:��th:,      			.O
<br />      		iec�r,9yirtslrun2cm�haill��gna�t��.:rh�crinarti�th���.ul:::g:tb4 �.nt.ies:m.��lr,�ft..,r,�.ticte' ����p„-pe.,� •1�.1r�..i�:ai  ..1;�•�hra.iS.ttc .      			��
<br />      		l5��'.�i(Oa:�IP.J'. i,C'S'�'f1:1'..^(+� 1..:liiS:�i�C:?atiT i.y j�:��.li.i� �;"ifili, .5n.j IhV dh: Cf�';ir h� 1•7r'C1-.1•.�1� f.�4itt'I:t�. � �  .id�  .� �.; . .�rr t�r ,
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