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200006.,515 <br />EXHIBIT E <br />MORTGAGE ADDENDUM <br />The following are addenda to [tie Mortgage. Please check the applicable addendum. The <br />addendum checked shall be incorporated into, and recorded with, the Mortgage. The term "Mortgage" <br />shall be deemed to include "Deed of Trust," if applicable. <br />X FHA, USDA RURAL DEVELOPMENT and HUD ADDENDUM ONLY <br />THIS TAX- EXEMPT FINANCING RIDER is made thisl 0th day of Aug• 20 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or <br />Security Deed ( "Security Instrument ") of the same dale given by the undersigned ( "Borrower") to secure <br />Borrower's Note ( "Note ") to <br />Mountain West Financial, Inc. <br />( "Lender ") of the same date and covering the property described in the Security Instrument and located <br />at: <br />309 North Darr, Grand Island, NE 68803 <br />(Property Address] <br />In addition to (lie covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree to amend Paragraph 9 of the Model Mortgage Form, entitled "Grounds for <br />Acceleration of Debt" as by adding additional grounds for acceleration as follows: <br />Lender, or such of its successors or assigns as may be separate instrument assume <br />responsibility for assuring compliance. by'lhe Borrower with the provisions of this .Tax- Exempt Financing <br />Rider, may require immediate payment in full of all sums secured by this Security Instrument if: <br />(a) All or part of the Property is sold.or.otherwise transferred by Borrower to a <br />purchaser or other transferee: <br />(I) <br />Who cannot reasonably be.expected to-occupy the property-as a <br />principal. Residence within a reasonable -time after the sale or transfer all as provided in Section 143(c) <br />and (1)(2) of the Internal Revenue Code; or <br />(ii) Who has had a ,pres'ent ownership interest in a principal Residence <br />during any. part of.the.three-year period ending on the date of the sale or transfer, all as provided in <br />Section 143(d) and (1)(2) of the Internal Revenue Code (except that "100 percent" shall be substituted for <br />"95 percent or more" where the latter.appears in Section 143(d)(1)), or <br />(iii) At an acquisition cost which is greater.than 90 percent of the average <br />area purchase price (greater than 110 percent for targeted area Residences), all as provided in Section <br />143(e) and (1)(2) of the Internal Revenue Code; or <br />(iv) Who has a gross family income in excess of the applicable percentage <br />of applicable median family income as provided in Section 143(f) and (1) (2) of the Internal Revenue <br />Code; or <br />d94 <br />