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200006460 <br />EXHIBIT E <br />MORTGAGE ADDENDUM <br />The following are addenda to the Mortgage. Please check Ilia applicable addendum. Tile <br />addendum checked shall be incorporated into, and recorded with, the Mortgage. The term "Mortgage' <br />shall be deemed to include "Deed of Trust," if applicable. <br />x FHA, USDA RURAL DEVELOPMENT and HUD ADDENDUM ONLY <br />1-111S TAX - EXEMPT FINANCING RIDER is made this 5th day ofJuly 2000 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage. Deed of Trust or <br />Securily.Deed ( "Security Instrument ") of the same date given by the undersigned ( "Borrower) to secure <br />Borrower's Note ( "Note") to <br />Mountain West Fiancial,?Ind�:_ <br />( 'Lender') of the same date and covering lbe property described in the. Security Instrument and located <br />at: <br />1316 West 6th Street, Grand Island, NE 68801 <br />(Property Address) <br />In addition to file covenants and agreements made in the Security Instrument, Borrower and Lender <br />further covenant and agree to amend Paragraph 9 of the Model Mortgage Form, entitled "Grounds for <br />Acceleration of Debt" as by adding additional grounds for acceleration as follows: <br />Lender, or such of its successors or assigns as may be separate instrument assume <br />responsibility for assuring compliance:by•lhe Borrower with the provisions,of this Tax- Exempt Financing <br />Rider; may require immediate payment. in full of all sums secured by this Security Instrument it. <br />(a) All or part of the Property is sold or.olherwise transferred by Borrower to a <br />Purchase( or olfier transferee: <br />(1) Who.cannol reasonably be- expected to-occupy the property.as a <br />principal Residence within a reasonable.time after the sale or transfer all as provided in Section 143(c) <br />and (1)(2) of the Internal Revenue Code; or <br />(ii) Who has had a present ownership interest In a principal Residence <br />during any-part of-the-three-year period ending on the dale.of the sale or transfer, all as provided in <br />Section 143(d) and (1)(2) of the Internal Revenue Code (except Ilia[ `100 percent" shall be substituted for <br />"95 percent or more" where the latter. appears in Section 143(4)(1)); or <br />(iii) At an acquisition cost which is grealer.lhan 90 percent of-the average <br />area purchase price (greater than 110 percent for targeted area'Residences), all as provided in Section <br />143(e) and (1)(2) of the Internal Revenue Code; or <br />(iv) Who has a gross family income in excess of the applicable percentage <br />of applicable median family income as provided In Section 143(Q and (1) (2) of the Internal Revenue <br />Code; or <br />