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20010608'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) (Seal) <br />ason Franssen - Borrower Borrower <br />I(Seal) <br />Dix'e Franssen - Borrower <br />_ (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />E2 22R (0008) Page 4 of 4 Form 3111 1101 <br />