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200106026 <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a CORPORATION <br />f MOINES, <br />1 <br />organizsddexisting der a laws 0 A 503065137 <br />Lende ad e P.O t 5137 DSS <br />Lender the beneficiary nSecurity <br />(D) "Tru stee" is FITMERITLE INSURANC <br />E„ 15, 2001 <br />(E) "Note" means the promissory note signeFiFBorrower N THOUSAND AND 00 /100 <br />The Note states that Borrower owes Lender Dollars <br />(U.S. $ *****51, 0 0 0.0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than JULY 01, 2016 <br />(1) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." charges and late charges <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />0 Second Home Rider <br />Adjustable Rate Rider 0 Condominium Rider 0 Second nd H Rider <br />Balloon Rider 0 Planned Unit Development Rider Y <br />0 VA Rider <br />0 Biweekly Payment Rider 0 Other(s) [specify] <br />(I) "Applicable Law" means all controlling order (that haveethe effect of law) as well astalltappl cable final, <br />ordinances and administrative rules <br />non - appealable judicial opinions. ans all dues, fes, assessmnts and other <br />(,n "Community Association Dues, Fees, and Assessments" me <br />ondominiumeassociationehomeowners <br />charges that are imposed on Borrower or the Property -by <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any tran sfer of funds, other than a transaction originated y <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so <br />but is limitedtto or authorize <br />transfers, automated teller <br />or credit an account. Such term includes, <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any proceeds compensation, settlement, <br />aid under the coverages des damages, <br />ibed n Section 5) proceeds or W <br />by any third party (other than nsurance P art of the <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any p <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and /or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />d-6(NE) (0005) <br />Initials' ;7` —� 4-9 <br />Page 2 of 15 A M Ck <br />Form 3028 1/01 <br />