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[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Wells Fargo <br />PO Box 93300 <br />,jbuquarquw, NM 371993300 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on July 13 , 2000 <br />'• �; fin,- � � �.i) 1 � U � <br />S <br />d <br />The trustor is <br />Lawrence L. Brozek and Cynthia A. Brozek, husband and wife <br />("Borrower"). The trustee is Wells Fargo Bank Nebraska, National Association <br />( "Trustee "). The beneficiary is Wells Fargo Bank Nebraska, National Association <br />which is organized and existing under the laws op n i t e d States of America and whose <br />address is 202 W, Third St., Grand Island, Nebraska <br />( "Lender "). Borrower owes Lender the principal sum of <br />Ten Thousand One Hundred Thirty Four and 50/ 10(bollars (U.S. $10, 134.50 ) <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on July 2 5 , 200 S <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />Lot Eleven (11), Colonial Estates Eighth Subdivision to the City <br />of Grand Island,Hall County, Nebraska <br />which has the address of 3023 Colonial Ln,, Grand Island, Nebraska [Street, City], <br />Nebraska 68803 ( "Property Address "); <br />[Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will <br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non- uniform covenants with limited <br />variations by jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes <br />and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments <br />or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, <br />if any; (e) yearly mortgage insurance premiums, if any; and (1) any sums payable by Borrower to Lender, in accordance with <br />the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally <br />related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of <br />1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ( "RESPA "), unless another law that applies to the Funds <br />sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. <br />Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures o1' future <br />Escrow Items or otherwise in accordance with applicable law. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />^ <br />l / <br />^ <br />l <br />tJ <br />C) (n <br />lJ <br />' r <br />—� <br />N <br />r <br />C <br />Z <br />rn <br />N <br />`_ <br />CD <br />r- <br />r ..,. <br />M <br />Cl <br />(n <br />S <br />Cn <br />'.. <br />O <br />7C <br />O <br />0) <br />cor) <br />9 <br />rn <br />r <br />n <br />CT) <br />N <br />r <br />r <br />"' <br />t <br />cn <br />w <br />e <br />I <br />x <br />O <br />CD <br />C n <br />200006305 <br />CIO <br />O <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Wells Fargo <br />PO Box 93300 <br />,jbuquarquw, NM 371993300 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on July 13 , 2000 <br />'• �; fin,- � � �.i) 1 � U � <br />S <br />d <br />The trustor is <br />Lawrence L. Brozek and Cynthia A. Brozek, husband and wife <br />("Borrower"). The trustee is Wells Fargo Bank Nebraska, National Association <br />( "Trustee "). The beneficiary is Wells Fargo Bank Nebraska, National Association <br />which is organized and existing under the laws op n i t e d States of America and whose <br />address is 202 W, Third St., Grand Island, Nebraska <br />( "Lender "). Borrower owes Lender the principal sum of <br />Ten Thousand One Hundred Thirty Four and 50/ 10(bollars (U.S. $10, 134.50 ) <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on July 2 5 , 200 S <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />Lot Eleven (11), Colonial Estates Eighth Subdivision to the City <br />of Grand Island,Hall County, Nebraska <br />which has the address of 3023 Colonial Ln,, Grand Island, Nebraska [Street, City], <br />Nebraska 68803 ( "Property Address "); <br />[Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will <br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non- uniform covenants with limited <br />variations by jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes <br />and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments <br />or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, <br />if any; (e) yearly mortgage insurance premiums, if any; and (1) any sums payable by Borrower to Lender, in accordance with <br />the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally <br />related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of <br />1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ( "RESPA "), unless another law that applies to the Funds <br />sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. <br />Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures o1' future <br />Escrow Items or otherwise in accordance with applicable law. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />