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t� After Recording Return To: <br />Security First Mortgage, L.L.C. <br />\' 3300 S. 10th Street <br />• Lincoln, NE 68502 <br />v) Loan No: 0139015309 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 8, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Charles B. Hagedorn and Julie A. Hagedorn, husband and wife, <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Security First Mortgage L.L.C. <br />Lender is a <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 3300 S. 10th Street <br />Lincoln, NE 68502 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Security First Bank <br />(E) "Note" means the promissory note signed by Borrower and dated May 8, 2001 <br />The Note states that Borrower owes Lender One Hundred Seventy Eight Thousand Six Hundred <br />DOLLARS and Zero CENTS <br />Dollars (U.S. $178,600.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than June 1, 2016 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />F7 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider <br />Q Balloon Rider 0 Planned Unit Development Rider Q 1 -4 Family Rider <br />Q Biweekly Payment Rider 0 V.A. Rider <br />Q Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association <br />or similar organization. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -L 1/01 (A) Pagel Of 9 Initials: <br />M <br />= <br />D <br />n <br />n <br />z <br />= <br />ci <br />rM <br />v <br />cl> cn <br />o <br />n <br />--e <br />N <br />CD <br />� <br />O <br />rrn <br />c� <br />c �... <br />`t <br />� <br />O <br />c5 <br />CID <br />s1 <br />O <br />R, <br />rn <br />Z3 <br />r ;z1 <br />Cn <br />C <br />1 ^ <br />r\3 <br />C0 <br />co <br />-� <br />-P , <br />o <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 8, 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Charles B. Hagedorn and Julie A. Hagedorn, husband and wife, <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Security First Mortgage L.L.C. <br />Lender is a <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 3300 S. 10th Street <br />Lincoln, NE 68502 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Security First Bank <br />(E) "Note" means the promissory note signed by Borrower and dated May 8, 2001 <br />The Note states that Borrower owes Lender One Hundred Seventy Eight Thousand Six Hundred <br />DOLLARS and Zero CENTS <br />Dollars (U.S. $178,600.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than June 1, 2016 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />F7 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider <br />Q Balloon Rider 0 Planned Unit Development Rider Q 1 -4 Family Rider <br />Q Biweekly Payment Rider 0 V.A. Rider <br />Q Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association <br />or similar organization. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -L 1/01 (A) Pagel Of 9 Initials: <br />