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200105772 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />1 <br />(Seal) <br />J(ru <br />, <br />eal) <br />GERALD V WICHMAN Borrower <br />TAMMY L W45HMAN <br />Borrower <br />_(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me on this JUNE 15, 2001 <br />by GERALD V WICHMAN AND TAMMY L WICHMAN, HUSBAND AND WIFE <br />GENERAL NOTARY -State of Nebraska <br />EDWARD J. JAROSIK <br />My Comm. Exp. Oct. 27, 2003 <br />Signature of Pers takinfacknowledgment) EDWARD J JAROSIK <br />(Title or rank) <br />k-* 4e <br />Tr <br />(Serial Number, if any) <br />(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />