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<br />THIS DEED OF TRUST is made this 26th day of June 2000 , among the Trustor,'�41�
<br />DANIEL R. GARNER AND AMY M. GARNER HUSBAND AND WIFE
<br />(herein "Borrower ") CHARLES V. SEDERSTROM JR. , ATTORNEY AT LAW
<br />(herein "Trustee "), and the Beneficiary,
<br />MORTGAGE LOANS OF AMERICA LLC
<br />a corporation organized and existing under the laws of NEBRASKA
<br />whose address is 2407 SOUTH 133RD PLAZA OMAHA NE
<br />68144 (herein "Lender ").
<br />Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the County of HALL
<br />State of Nebraska:
<br />LOTS ONE (1) AND TWO (2), IN ROWE SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />which has the address of 2620 ENGLEMAN ROAD GRAND ISLAND
<br />(street) (City)
<br />Nebraska 69101 (herein "Property Address ");
<br />(Zip Code)
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances
<br />and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which
<br />shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with
<br />said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated June 26th
<br />2000 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $10,000.00 , with interest
<br />thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on June 30, 2015 ; the payment of all other sums, with interest thereon, advanced
<br />in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of
<br />Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey
<br />the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest
<br />indebtedness evidenced by the Note and late charges as provided in the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay to
<br />Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum
<br />(herein "Funds ") equal to one - twelfth of the yearly taxes and assessments (including condominium and planned unit development
<br />assessments, if any) which may attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one - twelfth
<br />of yearly premium installments for hazard insurance, plus one - twelfth of yearly premium installments for mortgage insurance, if any,
<br />all as reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and reasonable
<br />estimates thereof. Borrower shall not be obligated to make such payments of Funds to Lender to the extent that Borrower makes
<br />such payments to the holder of a prior mortgage or deed of trust if such holder is an institutional lender.
<br />NEBRASKA - second Mortgage - 1/80 - FNMA/FHLMC UNIFORM INSTRUMENT Form 3828
<br />F5720.LM0 (9/99) Page 1 of 4 &A-4 �Dk—
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this 26th day of June 2000 , among the Trustor,'�41�
<br />DANIEL R. GARNER AND AMY M. GARNER HUSBAND AND WIFE
<br />(herein "Borrower ") CHARLES V. SEDERSTROM JR. , ATTORNEY AT LAW
<br />(herein "Trustee "), and the Beneficiary,
<br />MORTGAGE LOANS OF AMERICA LLC
<br />a corporation organized and existing under the laws of NEBRASKA
<br />whose address is 2407 SOUTH 133RD PLAZA OMAHA NE
<br />68144 (herein "Lender ").
<br />Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the County of HALL
<br />State of Nebraska:
<br />LOTS ONE (1) AND TWO (2), IN ROWE SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />which has the address of 2620 ENGLEMAN ROAD GRAND ISLAND
<br />(street) (City)
<br />Nebraska 69101 (herein "Property Address ");
<br />(Zip Code)
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances
<br />and rents (subject however to the rights and authorities given herein to Lender to collect and apply such rents), all of which
<br />shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the foregoing, together with
<br />said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated June 26th
<br />2000 and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $10,000.00 , with interest
<br />thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />and payable on June 30, 2015 ; the payment of all other sums, with interest thereon, advanced
<br />in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of
<br />Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey
<br />the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that Borrower
<br />warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest
<br />indebtedness evidenced by the Note and late charges as provided in the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay to
<br />Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum
<br />(herein "Funds ") equal to one - twelfth of the yearly taxes and assessments (including condominium and planned unit development
<br />assessments, if any) which may attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one - twelfth
<br />of yearly premium installments for hazard insurance, plus one - twelfth of yearly premium installments for mortgage insurance, if any,
<br />all as reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and reasonable
<br />estimates thereof. Borrower shall not be obligated to make such payments of Funds to Lender to the extent that Borrower makes
<br />such payments to the holder of a prior mortgage or deed of trust if such holder is an institutional lender.
<br />NEBRASKA - second Mortgage - 1/80 - FNMA/FHLMC UNIFORM INSTRUMENT Form 3828
<br />F5720.LM0 (9/99) Page 1 of 4 &A-4 �Dk—
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