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IMt,�, <br />[Check applicable box(es)] <br />900005 84 <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ 1 -4 Family Rider <br />❑ Graduated Payment Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider <br />❑ Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider <br />❑X Other(s) [Specify] Assignment of Rents Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />76wer Janet D Penner <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgmentl <br />STATE OF Nebraska <br />COUNTY OF Hall i ss: <br />I, William L McLellan , a Notary Public in and for said county and state, do hereby <br />certify that Janet D Penner husband and wife <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing <br />instrument, have executed same, and acknowledged said instrument to be his free and voluntary act and deed <br />(his, her, their) <br />and that he executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />Witness my hand and official seal this 17th day of July 2000 <br />My Commissio Ex sVENE�q[ <br />MW/ William L McLell n <br />l 1,1 aleotNebjas� SEAL <br />This instrument was prepared by:EX� 12t7A� i <br />Form 3028 9/90 <br />F1029.LMG (10/99) Page 5 of 5 <br />