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DEED OF TRUST 200006011 THIS DEED OF TRUST ( "Security Instrument ") is made on July 19th, 2000 MICHAEL A PANOWICZ and PATRICIA M PANOWICZ, HUSBAND AND WIFE ( "Borrower "). The trustee is Arend R Baack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island . The trustor is which is organized and existing under the laws of The State of Nebraska , and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of ONE HUNDRED SIXTEEN THOUSAND FIVE HUNDRED AND 00 /100 Dollars (U.S. $116,500. 00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on August 1, 2030 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: SEE ATTACHED EXHIBIT "A" FOR LEGAL DESCRIPTION which has the address of 10288 W WHITE CLOUD RD CAIRO [City], Nebraska 68824 NEBRASKA - Single Family- FNMA /FHLMC UNIFORM INSTRUMENT Form 3028 9/90 - 6R(NE) (9212).06 Amended 5191 m VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 6 Initials [Zip Code] ( "Property Address "); [Street] CL M n \° c� o r- n ° P*1 _ , M y A r n rV Z ri 7V t i C`r. f —i M z ° N cj --3 r- ^1. - cn r n C73 W v� C ° CD v � F-4 CD Gn [Space Above This Line For Recording Data] DEED OF TRUST 200006011 THIS DEED OF TRUST ( "Security Instrument ") is made on July 19th, 2000 MICHAEL A PANOWICZ and PATRICIA M PANOWICZ, HUSBAND AND WIFE ( "Borrower "). The trustee is Arend R Baack, Attorney ( "Trustee "). The beneficiary is Home Federal Savings and Loan Assn of Grand Island . The trustor is which is organized and existing under the laws of The State of Nebraska , and whose address is 221 South Locust St Grand Island NE 68801- ( "Lender "). Borrower owes Lender the principal sum of ONE HUNDRED SIXTEEN THOUSAND FIVE HUNDRED AND 00 /100 Dollars (U.S. $116,500. 00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on August 1, 2030 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: SEE ATTACHED EXHIBIT "A" FOR LEGAL DESCRIPTION which has the address of 10288 W WHITE CLOUD RD CAIRO [City], Nebraska 68824 NEBRASKA - Single Family- FNMA /FHLMC UNIFORM INSTRUMENT Form 3028 9/90 - 6R(NE) (9212).06 Amended 5191 m VMP MORTGAGE FORMS - (800)521 -7291 Page 1 of 6 Initials [Zip Code] ( "Property Address "); [Street]