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200105638 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate <br />Rider. <br />RSA S CORRAI (Seal) S11 VIA J MUM A (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />00271396 <br />Page 4 of 4 <br />3192 -815R <br />JB 050009 07/21/00 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />