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200005942 will be made, and Borrower has paid all sums secured by this Security Instrument (or earlier if required by applicable law), Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and the Credit Agreement to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled thereto. Such person or persons shall pay all costs of recordation, if any. 25. Substitute Trustee. Lender may from time to time in Lender's discretion remove Trustee and appoint a successor trustee to any Trustee appointed hereunder. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon the Trustee herein and by applicable law. 26. Request for Notices. Borrower (Trustor) and Lender (Beneficiary) request pursuant to Neb. Rev. Stat. §76 -1008 that a copy of any notice of default and a copy of any notice of sale hereunder be mailed to Lender, at the address shown on the first page of this Security Instrument, and to Borrower and Trustee at the following addresses. Danny S. O'Brien 4020 Patchwork P1. Grand Island, NE 68803 Borrower Address City, State, Zip Kelly J. O'Brien 4020 Patchwork P1. Grand Island, Ne 68803 Borrower Address City, State, Zip James R. Ganz P.O. Box 895 Kearney, NE 68848 Trustee Address City, State, Zip BY SIGNING BELOW, Borrower accepts and agrees to erms and coven nts contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. �! Seal) Borrower � -Z9 —dD (Seal) Borrower STATE OF NEBRASKA, Buffalo County ss: On this 29th day of June 2000 before me, the undersigned, a Notary Public duly commissioned and qualified for said county, personally came Danny S. O'Brien and Kelly J. O'Brien husband and wife , to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and acknowledged the execution thereof to be a voluntary act and deed. WITNESS my hand and notarial seal at Kearney, NE in said county, the date aforesaid. My Commission expire : 6ENERALN01ARYStateofNebraeka �, ` CHERYL M, MONTGOMERY Notary Pub My Comet. W. AprH 30.2002 TO TRUSTEE: TFOR RECONVEYANCE The undersigned is the holder of the Credit Agreement secured by this Security Instrument. Said Credit Agreement secured by this Security Instrument has been paid in full. You are hereby directed to cancel said Credit Agreement and this Security Instrument, which are delivered hereby, and to reconvey, without warranty, all the estate now held by you under this Security Instrument to the person or persons legally entitled thereto. Date: PAGE 5