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200005940 <br />IN WITNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption Policy <br />Rider. <br />ACS h cal (} 8, . S nyJ 2 won , Ai n 4 i Q n X. Lam n� Q , I ) <br />Aaron C. E. Smallwood - Borrower Karen L . Smallwood - Borrower <br />Karen L. Smallwood - Power of Attorney <br />- Borrower <br />- Borrower <br />- Borrower <br />(M 538R (9904 ).01 Page 3 of 3 <br />ID <br />- Borrower <br />- Borrower <br />- Borrower <br />