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rn <br />n <br />R <br />200005925 <br />M <br />n <br />C <br />f� <br />� n <br />x D <br />n x <br />I <br />f <br />[Space Above This Line For Recording Data] <br />C] <br />N rn <br />o � <br />C <br />O CD I <br />CD <br />O C]. <br />O H <br />cl i <br />ca <br />Cn <br />N � <br />Ln CD <br />r-r <br />O <br />Welis Fargo <br />DEED OF TRUST <br />PO Box 93300 .3300 <br />Albuquerque, NM 87199 <br />— —a <br />THIS DEED OF TRUST ( "Security Instrument ") is made on June 27, 2 0 0 0 The trustor is <br />Robert A. Bortz and Karen A. Bortz, husband and wife as joint tenants <br />( "Borrower "). The trustee is Wells Fargo Bank Nebraska, National Association <br />( "Trustee "). The beneficiary isWells Fargo Bank Nebraska, National Association <br />which is organized and existing under the laws of United States of America and whose <br />address is 3404 West 13th.. St. , Grand Island, NE 68803 <br />( "Lender "). Borrower owes Lender the principal sum of <br />Thirty Five Thousand & 00/100 -------------- Dollars (U.S. $ 35, 000.00 <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on June 27, 2030 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />Lot 7, Block 1, Westerhoff's Second Subdivision, City of Grand Island, <br />Hall County, Nebraska <br />THIS DEED OF TRUST SECURES AN OPEN END REVOLVING LINE OF CREDIT. <br />SEE ATTACHED HOME EQUITY LINE OF CREDIT RIDER. <br />which has the address of 3204 W. 17th St., Grand Island, <br />Nebraska 68803 ( "Property Address "); <br />[Zip Code] <br />[Street, City], <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will <br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non- uniform covenants with limited <br />variations by jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes <br />and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments <br />or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, <br />if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with <br />the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally <br />related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of <br />1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ( "RESPA "), unless another law that applies to the Funds <br />sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. <br />Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future <br />Escrow Items or otherwise in accordance with applicable law. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />ANW^, .... ---- .. -- ............_....._ _,,...... I ... . --- <br />n Cn <br />C� <br />O -{ <br />C. <br />C� D <br />;jc M <br />M <br />ra ��. <br />t— <br />-� <br />CD <br />1`' <br />M <br />r <br />10 t <br />r n <br />C. <br />co <br />N <br />Cn <br />C] <br />N rn <br />o � <br />C <br />O CD I <br />CD <br />O C]. <br />O H <br />cl i <br />ca <br />Cn <br />N � <br />Ln CD <br />r-r <br />O <br />Welis Fargo <br />DEED OF TRUST <br />PO Box 93300 .3300 <br />Albuquerque, NM 87199 <br />— —a <br />THIS DEED OF TRUST ( "Security Instrument ") is made on June 27, 2 0 0 0 The trustor is <br />Robert A. Bortz and Karen A. Bortz, husband and wife as joint tenants <br />( "Borrower "). The trustee is Wells Fargo Bank Nebraska, National Association <br />( "Trustee "). The beneficiary isWells Fargo Bank Nebraska, National Association <br />which is organized and existing under the laws of United States of America and whose <br />address is 3404 West 13th.. St. , Grand Island, NE 68803 <br />( "Lender "). Borrower owes Lender the principal sum of <br />Thirty Five Thousand & 00/100 -------------- Dollars (U.S. $ 35, 000.00 <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on June 27, 2030 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />Lot 7, Block 1, Westerhoff's Second Subdivision, City of Grand Island, <br />Hall County, Nebraska <br />THIS DEED OF TRUST SECURES AN OPEN END REVOLVING LINE OF CREDIT. <br />SEE ATTACHED HOME EQUITY LINE OF CREDIT RIDER. <br />which has the address of 3204 W. 17th St., Grand Island, <br />Nebraska 68803 ( "Property Address "); <br />[Zip Code] <br />[Street, City], <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will <br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non- uniform covenants with limited <br />variations by jurisdiction to constitute a uniform security instrument covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the <br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to <br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ( "Funds ") for: (a) yearly taxes <br />and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments <br />or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, <br />if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with <br />the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." <br />Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally <br />related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of <br />1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ( "RESPA "), unless another law that applies to the Funds <br />sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. <br />Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future <br />Escrow Items or otherwise in accordance with applicable law. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />ANW^, .... ---- .. -- ............_....._ _,,...... I ... . --- <br />