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;2 0000 S-AG i� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />c� <br />-6)NE) (9904) <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />DARREL K. FOKKEN - Borrower <br />. <br />� j pl- y4k� - (Seal) <br />VIRGIN A M. FOKKEN - Borrower <br />Page 14 of 16 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Sew) <br />- Borrower <br />Form 3028 3/99 <br />Document # L087NE <br />