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200105448 <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. <br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon <br />Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument <br />and in any Rider executed by Borrower and recorded with it. <br />O/ <br />................................... ............................... (Seal) <br />Thomas W4�� O'Neill - Borrower <br />t <br />..... (Seal) <br />Jill Ann - Borrower <br />[Space Below This Line For Acknowledgmentl <br />STATE OF NEBRASKA <br />County of ................. Hall <br />................ .. .. <br />...... .. ­ <br />The foregoing instrument was acknowledged before me this .05.31.2001, , , , , , , , , , , , I ............................. ....... . <br />..... ............................... (date) by Thoroa iN:. �'.Nl;ili .JiU Ann.O.' Neill, Husband. and. Wife................ ............................... <br />.............................. ............................... ... ............................... e o person acknowledged). <br />.. . ( nam f pe <br />My Commission expires: t GENERAL NOTARY -State of Nebraska , . .`....... . <br />III ..... ........... y ... ............................... <br />MICHELLE L. HUNT Notary Public <br />My Comm. Exp. Aug. 16, 2003 <br />NEBRASKA — Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems, Inc., St. Cloud, MN Form MD -1 -NE 8/17/2000 Form 3028 1/01 (page 7 of 7pages) <br />