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12th day of July , 2000, by and between DOUGLAS J REDMAN AND NANETTE P REDMAN, HUSBAND AND WIFE, hereinafter referred to as `Borrower ", and HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, hereinafter referred to as "lender ", WITNESSETH: WHEREAS, Borrower did execute a certain Deed of Trust dated SEPTEMBER 17. 1999, filed of record in the Office of the Hall County Register of Deeds on SEPTEBMER 21, 1999 as Document No. 0099109318 in respect to that real estate described as: LOT FIFTEEN (15), BLOCK ONE (1) PONDEROSA LAKE ESTATES SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. WHEREAS, such Deed of Trust does not contain a provision regarding a right to future advances to be secured by such Deed of Trust; WHEREAS, Borrower has requested that Lender make an additional advance to be secured by such existing Deed of Trust; WHEREAS, Lender is willing to make an additional advance to be secured by such Deed of Trust provided there shall have been no filings of record subsequent to the date of the recording of that Deed of Trust hereinabove identified; WHEREAS, Borrower and Lender hereby desire to amend the existing Deed of Trust identified hereinabove to provide that it shall continue to secure the presently remaining indebtedness and the additional advance and future advances from and after the date hereinafter specified; fT7 F_tt > co o -A c� O �... ' cu CD co CD crn =3 Cn V 200005.755 DEED OF TRUST MODIFICATION AGREEMENT (Future Advance Provision) THIS DEED OF TRUST MODIFICATION AGREEMENT made and executed this 12th day of July , 2000, by and between DOUGLAS J REDMAN AND NANETTE P REDMAN, HUSBAND AND WIFE, hereinafter referred to as `Borrower ", and HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, hereinafter referred to as "lender ", WITNESSETH: WHEREAS, Borrower did execute a certain Deed of Trust dated SEPTEMBER 17. 1999, filed of record in the Office of the Hall County Register of Deeds on SEPTEBMER 21, 1999 as Document No. 0099109318 in respect to that real estate described as: LOT FIFTEEN (15), BLOCK ONE (1) PONDEROSA LAKE ESTATES SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. WHEREAS, such Deed of Trust does not contain a provision regarding a right to future advances to be secured by such Deed of Trust; WHEREAS, Borrower has requested that Lender make an additional advance to be secured by such existing Deed of Trust; WHEREAS, Lender is willing to make an additional advance to be secured by such Deed of Trust provided there shall have been no filings of record subsequent to the date of the recording of that Deed of Trust hereinabove identified; WHEREAS, Borrower and Lender hereby desire to amend the existing Deed of Trust identified hereinabove to provide that it shall continue to secure the presently remaining indebtedness and the additional advance and future advances from and after the date hereinafter specified;