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1i m <br />200105316 <br />X i t_) C:� <br />(l <br />C) � <br />c D <br />o rn <br />CD <br />M <br />O C <br />© O <br />O '*� <br />O <br />.,"r {i- m O <br />M <br />•a c.�� <br />O V.i <br />After Recording Return To: C° <br />w <br />Mortgage Express cr) <br />cn <br />"' <br />�n <br />2925 W. Stolley Park Rd. <br />o <br />Grand Island, Nebraska 68801 <br />[Space Above This Line For Recording Data] <br />Loan Number 0015792509 <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS <br />NOT <br />ASSUMABLE WITHOUT <br />THE <br />APPROVAL OF THE DEPARTMENT OF <br />VETERANS AFFAIRS OR <br />ITS <br />AUTHORIZED AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 1, 2001, together with all Riders to <br />this document. <br />(B) 'Borrower" is RAYMOND- J. BEBERNISS JR., A SINGLE MAN. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS. Lender is a CORPORATION organized and existing under the <br />laws of THE STATE OF NEBRASKA. Lender's address is 2925 W. STOLLEY PARK RD., GRAND <br />ISLAND, NEBRASKA 68801. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is OLD REPUBLIC NATIONAL TITLE INSURANCE jaMPAW. <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 1, 2001. The Note states that <br />Borrower owes Lender FIFTY -SIX THOUSAND SIX HUNDRED FIFTY AND 00 /100ths Dollars <br />(U.S.$56,650.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than JUNE 1, 2031. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />Borrower Initials <br />NEBRASKA- Single Family -Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 13 pages) <br />