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"rAO VS <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the <br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. <br />Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of <br />sale, and the sale, including the payment of the Trustee's fees actually incurred, not to exceed %j <br />of the principal amount of the note at the time of the declaration of default, and reasonable attorneys' fees as permitted <br />by law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled td <br />it. <br />22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security) <br />:Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally!, <br />:entitled to it. Such person or persons shall pay any recordation costs. <br />23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without <br />!conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein, <br />and by applicable law. <br />24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address <br />,which is the Property Address. <br />25. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this' <br />Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement <br />the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. <br />[Check applicable box(es)] <br />0 Adjustable Rate Rider 0 Condominium Rider 0 1 -4 Family Rider <br />0 Graduated Payment Rider 0 Planned Unit Development Rider 0 Biweekly Payment Rider <br />0 Balloon Rider 0 Rate Improvement Rider 0 Second Home Rider <br />0 VA Rider 0 Other(s) [specify] <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and <br />in any rider(s) executed by Borrower and recorded with it. <br />,Witnesses: � � <br />(Seal) <br />- Borrower <br />— (Seal) :, <br />STEFAN GARLAND - Borrower <br />Pm�L_,k� Z (Seal) <br />PAMELA J G - Borrower <br />I <br />(Seal)( <br />- Borrower <br />STATE OF NEBRASKA, Ha 11 County ss: <br />The foregoing instrument was acknowledged before me this 6th day of July 2 0 0 0 <br />by Stefan D Garland and Pamela J Garland, husband and e <br />Witness my hand and notarial seal at Grand I s l a n d, e r a s k a in a' County, t date aforesaid.] <br />My Commission Expires: <br />N y Public <br />EO, R. DOB o f Nebraska ��' JOH R. OOBROVOLNY Mmm. Exp. Sept. 3, 2000 <br />- 6R(NE)(9212).05 <br />ID <br />Page 6 of 6 Form 3028 9/901: <br />