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200105202 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borro�yekand recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />RICHARD E KROLL <br />Seal) <br />Borrower <br />' (Seal) <br />� T A KROLL - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />01- 05 -24- 000039 <br />-6(NE) 1000501 Page 14 of 15 Form 3028 1/01 <br />