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20010512E <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />I 41 <br />KEVIN SCOTT LEONARD <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />(Seal) <br />Borrower CHANTAL DUBOIS— LEONARD <br />Borrower <br />_(Seal) <br />(Seal) <br />Borrower <br />Borrower <br />[Space Below This Line For Acknowledgment <br />The foregoing instrument was acknowledged before me on this MAY 30, 2001 <br />by KEVIN SCOTT LEONARD AND CHANTAL J DUBOIS — LEONARD, HUSBAND AND WIFE <br />Signature of P on to g acknowledgment) EDWARD J JAROSIK <br />(Title or rank) <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />GENERAL NOTARY -State of Nebraska <br />41-16 <br />EDWARD J. JAROSIK <br />My Camm. Exp. Oct. ?7, 2003 <br />Form 3028 1/01 <br />