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200105100 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />J HN W. BAXA Borrower <br />Borrower <br />_(Seal) <br />Borrower <br />Borrower <br />-T:240-�A <br />11- <br />c_�� <br />-15 e4t <br />PAMELA J. <br />_(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me on this MAY 31, 2001 <br />by JOHN W. BAXA AND PAMELA J. BAXA, HUSBAND AND WIFE <br />Signature of Person taking <br />(Title or rank <br />(Serial Number, if any <br />ledgment) DEVRA MCELROY <br />GENERAL NOTARY -State of Nebraska <br />My Comm. Exp. Aug. 25, 2001 <br />_(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />DocuINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />