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( "Borrower "). The trustee is Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />( "Trustee "). The beneficiary is Five Points Bank <br />which is organized and existing under the laws of Nebraska and whose <br />address is P.O. Box 1507, Grand Island, Nebraska 68802 -1507 <br />( "Lender "). Borrower owes Lender the principal sum of <br />Ninety Two Thousand Two Hundred Twenty Five and 00 /100 <br />Dollars (U.S. $ 92, 225. 00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on August 1st, 2010 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />Lot Thirty (30), Jeffery Oaks Sixth Subdivision, in the City of Grand Island, Hall <br />County, Nebraska. <br />which has the address of 2116 Nashville, Grand Island [Street, City], <br />Nebraska 68803 [zip Code] ( "Property Address "); <br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM <br />INSTRUMENT Form 3028 9/90 <br />- 6R(NE) (9212).02 Amended 5/91 <br />© VMP MORTGAGE FORMS - (800)521 -7291 <br />Page 1 of 6 Initials: <br />M <br />n <br />D <br />m <br />a <br />o <br />p <br />"t <br />c_ <br />D <br />m?._ <br />r— <br />--I m <br />O <br />L1 <br />/� <br />^7 <br />... <br />O <br />O -ri <br />O <br />C/j <br />r <br />a <br />m <br />v <br />w <br />r <br />O <br />co <br />co <br />Cn <br />O <br />0 <br />N <br />[Space Above This Line For Recording Data] <br />DEED <br />OF TRUST <br />2000054-40 <br />THIS DEED OF TRUST ( "Security Instrument ") is made on July 3rd, 2000 <br />The trustor is <br />Devakumaran Jaswant Kumar and Cynthia J. <br />Kumar, Husband and Wife <br />( "Borrower "). The trustee is Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />( "Trustee "). The beneficiary is Five Points Bank <br />which is organized and existing under the laws of Nebraska and whose <br />address is P.O. Box 1507, Grand Island, Nebraska 68802 -1507 <br />( "Lender "). Borrower owes Lender the principal sum of <br />Ninety Two Thousand Two Hundred Twenty Five and 00 /100 <br />Dollars (U.S. $ 92, 225. 00 ). <br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on August 1st, 2010 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to <br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in Hall County, Nebraska: <br />Lot Thirty (30), Jeffery Oaks Sixth Subdivision, in the City of Grand Island, Hall <br />County, Nebraska. <br />which has the address of 2116 Nashville, Grand Island [Street, City], <br />Nebraska 68803 [zip Code] ( "Property Address "); <br />NEBRASKA - Single Family- FNMA /FHLMC UNIFORM <br />INSTRUMENT Form 3028 9/90 <br />- 6R(NE) (9212).02 Amended 5/91 <br />© VMP MORTGAGE FORMS - (800)521 -7291 <br />Page 1 of 6 Initials: <br />