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200104963 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />E, (Seal) <br />PAUL T MANOLIDIS - Borrower <br />AKA PAUL TERRY MANOLIDIS <br />`" ' /Jqv2'q� (Seal) <br />ELLA F MANOLIDIS - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />(= 6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />