| DEED OF TRUST 
<br />THIS DEED OF TRUST is made this 29th day of June , 2000 among the Trustor, 
<br />DOUGLAS M GALVAN CARRIE J GALVAN (JOINT AS HUSBAND AND WIFE) 
<br />(herein "Borrower "), 
<br />Michael F. Kivett (herein 
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , 
<br />a corporation organized and existing under the laws of Maryland whose 
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein 
<br />"Lender "). 
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and 
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of 
<br />HALL , State of Nebraska: 
<br />LOT ONE (1), BLOCK TWO (2), ISLAND ACRES NUMBER 2, CITY OF 
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA. 
<br />which has the address of 3113 MIDWAY ROAD 
<br />Nebraska 68803 (herein "Property Address "); 
<br />GRAND ISLAND 
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, 
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such 
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the 
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter 
<br />referred to as the "Property "; 
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 06/29/2000 
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 27,571.37 , with interest thereon, 
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due 
<br />and payable on 0 7 / 0 7 / 2 0 0 6 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to 
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein 
<br />contained. 
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and 
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that 
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to 
<br />encumbrances of record. 
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<br />After recording return to: 
<br />CITIFINANCIAL, INC. (MD) 
<br />3415 WEST STATE STREET 
<br />GRAND ISLAND NE 68803 
<br />DEED OF TRUST 
<br />THIS DEED OF TRUST is made this 29th day of June , 2000 among the Trustor, 
<br />DOUGLAS M GALVAN CARRIE J GALVAN (JOINT AS HUSBAND AND WIFE) 
<br />(herein "Borrower "), 
<br />Michael F. Kivett (herein 
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) , 
<br />a corporation organized and existing under the laws of Maryland whose 
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein 
<br />"Lender "). 
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and 
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of 
<br />HALL , State of Nebraska: 
<br />LOT ONE (1), BLOCK TWO (2), ISLAND ACRES NUMBER 2, CITY OF 
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA. 
<br />which has the address of 3113 MIDWAY ROAD 
<br />Nebraska 68803 (herein "Property Address "); 
<br />GRAND ISLAND 
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, 
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such 
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the 
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter 
<br />referred to as the "Property "; 
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 06/29/2000 
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 27,571.37 , with interest thereon, 
<br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due 
<br />and payable on 0 7 / 0 7 / 2 0 0 6 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to 
<br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein 
<br />contained. 
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and 
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that 
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to 
<br />encumbrances of record. 
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