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200104843 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />RICHARD A. Borrower <br />PECKHAM <br />Borrower <br />_(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me on this <br />by RICHARD A. PECKHAM AND JOYCE E. <br />PECKHAM, HUSBAND AND WIFE, AS JOINT <br />TENANTS, AND NOT AS TENANTS IN COMMON <br />Signature of Person <br />(Title or rank) <br />(Serial Number, if a <br />NEM NOTARY State of Nebraska <br />DEVRA Mc" <br />8Y- <br />VY Cantu. EV. ft 25, 2001 <br />_(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 12/02/2000 <br />